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The 5 Biggest Advantages of Car Financing

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Car Financing

Purchasing a new car can be a highly rewarding experience. It can be quite a thrill to upgrade from your current vehicle to something new. Purchasing a new car is also a great way to get a vehicle that is more suitable for your current needs as a driver. There really are a lot of reasons that you might decide it is time to purchase a new vehicle. When you have made this decision, the next major choice that you will have to make is how to pay for it.

 

There are a lot of options out there if you do not have the money to buy the car outright. One of the most compelling options that are available to you is car financing. When you choose to finance your next car through a trusted lender like Rapid Loans, you get to take advantage of some outstanding benefits. There are a lot of reasons to choose car financing for your next vehicle purchase. These are five of the leading ones.

1. Financing Can Be a Long-Term Money Habit

 

Perhaps the most compelling advantage of car financing is the fact that it can help you to save money over the long-term. The car that you are purchasing through financing means will become yours outright once the payment schedule has been completed successfully. After the vehicle has become your property in this official sense, you will now be able to use the money that you held back for monthly payments for other things. This fact is one of the most compelling arguments for choosing to finance the next car purchase that you make.

2. Financing Your Next Car Opens Up Further Options for Selling

 

When you finance your next car, you can still sell it before the end of the contract if it no longer suits your needs – this means that if you decide that you want something different, you have options available to make it happen. However, you need to do your research first and ensure that you discuss selling the car with the lender – they legally still own the car until your contract is complete so you must take the correct course of action to have any encumbrance removed before the car changes hands.

3. You Can Choose to Make Customised Changes to Your Vehicle

 

A third reason that taking out a loan for a car is a great option is the fact that you can choose to customise and modify your vehicle if you choose to do so. Since you will be the owner of the car outright once you have completed your payments to your lender, you will be able to customize things about the vehicle that you would like to change.

4. With Car Financing, You Might Be Able to Tailor Issues Such as Your Repayment Frequency or Your Loan Term

 

When you choose to finance your next car, you will often find that your lender can provide you with options in terms of repayment frequency and loan term. When applying for a car loan it is often possible to customise your loan term and repayment frequency in a way that works well with your individual situation. You can see cars on carzaty.com and also get more info on the pricing so you know how big of a loan you may need

5. You Will Not Be Mileage Limited

 

The fifth advantage of car financing is the fact that you will not be mileage limited. When you choose to go the financing route, you can drive your car for as many miles as you want to without any limitations being imposed on you by the dealership. It is yet another compelling reason to consider financing when you make your next car purchase, rather than a lease agreement.

Contact the Rapid Loans Team Today for Further Car Financing Information

 

The team at Rapid Loans is ready to help you get the car of your dreams by providing you with vital financing. If you are approved for your loan, you could potentially get your results on the same day that you apply. These five benefits help to demonstrate why choosing to finance your next car can be a great move on your part. It is an option that can help to put you into a car that is a perfect fit for you and your needs as a driver. This is yet another reason why it is such a popular choice with today’s automotive customers.

By: Raymond James

 

About the Author:

Ray is a sought after thought leader and an expert in financial and money management. He has been published and featured in over 50 leading sites and aims to contribute articles to help novice financial planners. One of his goals is to impart his knowledge in finance to educate and help ordinary people create and achieve their financial goals.

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People & Lifestyle

New Reality TV Show, The Residence Afrika Premieres March 2022, Announces $500,000 Grand Prize

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Nigerian company, Africa Network Entertainment Limited (ANEL) has announced plans for the premiere of its much-awaited reality TV Show; The Residence Afrika. The first season of the Show tagged The Quest Edition will debut in March 2022 with 24 contestants from Anglophone countries in Africa competing for the grand prize of $500,000.

 

Chairman of Africa Network Entertainment Limited (ANEL) and Executive Producer of The Residence Afrika; Mr Kelechi Freeman Ukadike speaking to guests and pressmen at the launch party of the Reality TV Show in Lagos, Nigeria.

 

 

Chairman of ANEL and Executive Producer of The Residence Afrika; Mr Kelechi Freeman Ukadike made this known at the launch party of the reality TV Show held on Saturday in Lagos, Nigeria. He stated that,

 

“There is a possibility for the contestants to win more than $500,000 because they will all have the opportunity to showcase their knowledge, talents and business skills throughout the Show especially during brand tasks”.

 

L-R: Vice-Chairman and Director, The Residence Afrika; Jim Iyke, Chairman of Africa Network Entertainment Limited (ANEL) and Executive Producer of The Residence Afrika; Mr Kelechi Freeman Ukadike, Project Director, ANEL and The Residence Afrika; Melvin Oduah, Project Manager, The Residence Afrika; Mr Chuks Anyaduba and Business Man, Mr Fidelis Ofili on the red carpet at the launch party of the Reality TV Show in Lagos, Nigeria.

 

While presenting the vision of the Show to pressmen and special guests, the Project Manager of the Reality TV Show; Mr Chuks Anyaduba, said that the goal is to curb political upheavals and misunderstandings created by cultural diversity. This will be achieved by showcasing and harmonizing the value systems of different ethnic groups in Africa on the Show.

 

 

Also representing ANEL as a Vice-Chairman and Director of the Show, Popular Movie Producer; Jim Iyke said,

 

“After two years of planning and preparation, the Show’s first season will be aired in Africa and around the world including the United States and the United Kingdom.”

 

 

According to the group, preparations are being made to drive engagement and publicity via digital platforms globally. Organisers are also working on ensuring viewers can vote for their favourite contestants by purchasing credits via digital solutions like Paypal, Flutterwave and Bitcoin.”

 

 

Viewers will be able to watch the Show on The Residence Afrika app which will be available on Google Playstore and the App Store. They can also have direct conversations with the contestants and choose their Star contestant of the week, every week of the Show.

 

Auditions will be open to Africans irrespective of status, gender and background. All contestants will apply online through a transparent audition process. Visit https://theresidenceafrika.com/ for more information on the Show.

 

The Residence Afrika which will have 2 Mansions in an undisclosed location, is a much-anticipated reality TV Show for Africans aimed at empowering talents from the continent with more business opportunities.

 

 

Hosted by Cee Classic, the Launch Party had in attendance notable personalities, celebrities, comedians and tastemakers like Solomon Oyekunle, Uti Nwachukwu, Melvin Oduah, DJinee, Jay One, Wilma, Hero Daniels, Moses Inwang, and a host of others.

 

 

 

 

 

 

 

 

 

 

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Guinness Ghana choosing me as a culture maker has been the biggest highlight of my dance career – Incredible Zigi

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Celebrated dance artist and choreographer Incredible Zigi, has expressed his gratitude to Guinness Ghana for the opportunity to champion its new campaign, ‘Black Shines Brightest’. (more…)

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WorldRemit launches “Teacher Appreciation Month” campaign this month to celebrate and pay tribute to Ghanaian teachers, through social media stories

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In recognition of World Teacher’s Day in October, the global money transfer company, WorldRemit has launched the ‘Teacher Appreciation Month” campaign this month” to honor and pay tribute to Ghanaian teachers through the stories of their students.

 

According to the organizers of the campaign, the initiative will allow participants in Ghana and abroad to pay homage to the teacher who has made the most lasting impact in their lives, by sharing their story about the teacher on social media, for the opportunity to win a cash prize gift for the teacher.

 

Each participant of the campaign will have the opportunity to nominate and win the grand gift prize of GHC 10,000 for their favorite teacher, courtesy of WorldRemit.

 

In addition to the grand prize winner, the first eighty participants with the most interesting and engaging videos, will be selected to win GHC 500 for their favorite educator throughout October.”

 

The organizer’s also emphasized that, the campaign is a social media tribute, hence participants must submit their nomination stories on their personal social media pages with the campaign cash tags “#TeacherAppreciationMonth” and “#TeacherMo” in order to qualify.

 

They added that we all have a lasting connection and have an appreciation for that one special teacher”. WorldRemit is only creating the opportunity for us to honor & celebrate them publicly during the teacher appreciation month.

 

For more details and instructions on how to participate in the campaign and submit a video, go to TeacherAppreciationMonth.com

 

 

 

 

 

 

 

 

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7 Pandemic Essentials You Should Pack While Travelling

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Traveling around the world provides people with unrivaled experiences. Traveling the world, on the other hand, sometimes necessitates caution.

 

A new disease has just swept across the globe, making travel extremely difficult. The COVID-19 pandemic, commonly known as the Coronavirus pandemic, has swept the globe, prompting travel bans in many countries. Reduced flights as a result of the epidemic will produce a major economic imbalance in every country.

 

However, if you’re stuck elsewhere in the world and need to get back to your own country, or if you need to travel for work, there are some things you should be aware of — basics to take. It’s perilous to travel during a pandemic. You can only avoid potential health concerns if you thoroughly prepare yourself.

 

Here are some of the most important items to bring with you if you’re traveling during a pandemic:

 

Hand Sanitizers with Alcohol, Masks, and Gloves

Handwashing is one of the most efficient strategies to prevent Coronavirus illness from spreading. Hands should be washed for at least 20 seconds with soap and water to remove dirt and bacteria. You may not always have access to soap and water while traveling. As a result, carrying a hand sanitizer is an excellent idea. To clean your hands, global health agencies such as the World Health Organization (WHO) and the Centers for Disease Prevention and Control (CDC) recommend using a hand sanitizer that contains at least 60% alcohol.

 

Also, have extra face masks and gloves in your vacation pack in case you don’t have access to running water. Make sure it’s in the front pocket of your bag so you can get to it quickly when you need it. Without your gloves and masks on, avoid contacting surfaces and dealing with people. 

A First-aid Kit, as well as a Few Basic Medicines

 

Medications, rapid covid 19 diagnostic tests made through plastic injection molding( learn how to make custom injection mold), and first-aid kits may not be readily available throughout your vacation. Injuries and minor health difficulties can be avoided with the correct medicines and safety equipment. Infections of the stomach, coughs, colds, cuts, and wounds are all frequent health issues that might arise at any point during your journey. As a result, it is preferable to be prepared than to be sorry afterward.

 

Prescription medicines (if any), cough/eye drops, oral rehydration salts, antiseptic wound cleaning, antifungal/antibacterial ointments, digital thermometer, bandages, and cotton swabs are all goods that can be included in a first aid kit. We cannot emphasize enough how robotics has played an important role in the manufacture of medical supplies and the speedy processing of medicine, diagnostic kits, etc. It really helps us get repid supply of medicine and medical supplies.

Disinfecting Wipes and Spray

 

It might be difficult to avoid touching surfaces while traveling, which is where a box of disinfecting wipes or spray can help. Wipe surfaces (such as a doorknob in your hotel room, chairs, and armrests of your plane seat in case of air travel) with disinfecting wipes or spray before touching them. According to a preliminary study, the Coronavirus can persist on surfaces for up to 72 hours, hence surface cleaning is recommended.

 

If you’re flying, wipe down any high-touch surfaces in the vicinity of your seat. Disinfectant wipes are great for cleaning objects of any shape quickly and easily.

Charging Cords

 

On our post-lockdown journeys, we’ll be traveling in a “contactless” environment, with contactless payments and check-ins becoming the norm. Because your credit cards, ID, tickets, and critical documents are all stored on your devices, you’ll need to bring portable chargers, backup chargers, and the appropriate adaptors for your location to stay charged. 

 

You’ll want to charge your gadget before your vacation, so don’t forget to bring it with you on the day of your trip. In most airports, cell phone chargers are provided (at an excessive price). Laptop cords will be more difficult to replace. Remember to bring a charging cord for any other devices that need to be charged, such as Bluetooth speakers or your camera.

 

Remember to bring this item with you when you return home from your vacation. Hostels might establish a side business selling the power cords that are left behind when guests check out.

 

Travel Snacks

 

High-risk environments for Coronavirus include crowded restaurants and public water and coffee taps. In addition, to reduce the danger of infection, most airlines have restricted food and beverage service during flights. Before you leave, experts advised that you fill up your reusable bottles with coffee and water and bring some munchies from home.

 

Bringing your snacks is set to become your new travel essential if you’ve previously relied on airport stores or the airline for your on-the-go meals. Because many airlines have stopped serving in-flight meals and many airport restaurants have closed, you’ll need to bring enough food to last the duration of your voyage. It’s advisable to eat before boarding the plane so that you can keep your mask on for as long as possible.

 

Conclusion

It would be preferable if you could put your travel plans on hold for the time being. If you must go, make sure to take all required precautions and include the aforementioned travel essentials to avoid contracting the Coronavirus. It may be preferable to drive one’s car rather than using public transportation. Also, stay informed about the newest government recommendations on air, train, and bus travel during this time.

 

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Gospel Musician Efua Black Celebrates Birthday With Father’s Home

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Takoradi-based gospel artiste, Mrs. Ellen Tsibuah also known in the music circles as Efua Black has donated assorted food items to the Father’s Home Care Ministry at Anto Aboso in the Shama District as part of the celebrations marking her birthday.

Although Efua Black’s birthday fell on Tuesday, 12 October, for the purpose of convenience, she chose to celebrate the occasion on Saturday, 16th of October to extend love to the orphans at the children’s home.

She donated numerous food items including fresh tomatoes, tomatoes pastes, pepper, frozen chicken, fish, onions biscuits, and drinks among others.

The children of the Home were engaged in numerous fun and exciting activities to put smiles on their faces and to give them a sense of belonging.

According to Efua, orphans also yearn for the presence of their parents when they see other kids in society with theirs and this phenomenon could affect their self-esteem when they don’t get similar care and love.

She added that spending her birthday through the extension of the love of Christ to the children was timely and a step in the right direction for her ministry.

“As a gospel artiste, my main purpose is to preach Christ through my music and extend the love of God to these children. I am here, to make them feel part of a bigger society. These children may feel some sense of loneliness when they see other children with their parents, this could affect their self-esteem, therefore, it’s our responsibility as a society to enhance their sense of belonging and continue to show them, love  “.

Efua expressed her heart warm gratitude to the caretakers of the Home for their services and advised them to continue doing more towards uplifting the plight of every child at the Home as there are more blessings in such work but could equally turn out to be a curse when the children are not managed well.

“The Bible says love to orphans and widows is one of the greatest blessings, if they are not well managed, it could be a curse for the caretakers, so it behooves on us to do our maximum best to secure the happiness of the children for God to also bless us”, she stated.

Efua black called on well-meaning Ghanaians, benevolent organizations, and the Government to extend helping hands to the Home.
She hinted at the   release  of  her second  single, title ”Reign”, a contemporary worship song  come Monday 18th October 2021.

Receiving the items on behalf of Father’s Home Ministry, Janet Anderson, a parent at the children’s home expressed gratitude and for the love and kind gesture of Efua Black and friends in considering to celebrate her birthday in the home since she could have chosen to mark it at any place of her choice.

 

She thanked the team and prayed for God to replenish anything that had been lost through the sacrifice to put smiles on the faces of the children.

The Father’s Home Care Ministry currently has 100 children who are being catered for with some in primary, Junior, and Senior High school as well as others in numerous Tertiary Institutions across the country.

Story by Kwame Offei

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Guinness and 3 Music Network hold Master Class for young creatives in Kumasi

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Guinness and 3 Music Network held an engaging Creative Master Class for over 50 young and budding creatives in Kumasi with the aim of spurring them to growth.

 

The 2-hour session held at the Golden Bean Hotel in Kumasi featured Incredible Zigi, a celebrated Dance Artist and choreographer, Oheneba Yaw Boamah, a multiple award-winning Fashion Designer/Creative Director of Abrantie the Gentleman, Baba Sadiq Abdulai Abu, Founder / Managing Director of 3 Music Networks (Organizers of 3 Music Awards) and George Britton, Talent Manager / CEO of GB Records, moderated by NYDJ. The facilitators shared their success stories, challenges, and tactics of excelling in their various crafts.

The Guinness Creative Master Class follows the successful outdooring of the Pan-African Guinness campaign, Black Shines Brightest. The campaign celebrates creativity, ingenuity, and the energy that resonates when individuals come together, fizzing with optimism, creativity and potential.

 

Speaking at the Creative Master Class, Head of Beers (Heineken Portfolio and Guinness Trademark) at Guinness Ghana, Roland Kwasi Larbi Ofori emphasized that Guinness, through the Bright House Experience platform and the Creative Master Class, aims to drivee thought leadership and conversations about the creative arts.

 

“In Ghana, there have been concerns within the creative arts industry on discussing specific topics and this stifles growth.We partnered with 3 Music Network today to debunk these myths and encourage creative arts enthusiasts to believe in themselves and overcome any fears they have because indeed, Black Shines Brightest.”

 

The Creative Masterclass, which consists of a series of panel discussions, will move to Tamale then Takoradi and finally in the capital city, Accra. Guinness will continue to inspire creatives to be proud and confident, to look to each other for inspiration, bring their ideas to life and take on opportunities.

 

Speaking to the young and aspiring creatives from Kumasi, Incredible Zigi said he had worked extremely hard for several years before making waves and eventually being recognized by Guinness to headline a campaign. He encouraged the young creatives to carve a niche for themselves by nurturing their creative skills and talents.

 

After the Master Class, The Bright House Experience, a fundamental part of the Guinness Black Shines Brightest campaign was unveiled in Kumasi. This is a model bar which serves as a cultural space and a hub for people to connect and energize each other with creativity, inspiration and, of course, a cold bottle of Guinness.

 

On his part, Baba Sadiq Abdulai Abu, Chief Executive Officer of 3 Music Network said, “Platforms like Black Shines Brightest by Guinness is one that the creative industry needs at this time of our industry growth. We are grateful to Guinness for this opportunity as this helps Ghanaian creatives showcase our potential, flair and imagination to the rest of the world unique way’’.

 

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