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Barclays Bank Ghana is becoming Absa.. all you need to know about the change #journeytoAbsa

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Barclays Bank Ghana will officially and legally change its name to Absa Bank Ghana on 10 February 2020. This is in line with the parent company, Absa Group Limited’s decision to rebrand all its operations to Absa, as announced in July 2018.

Here is what Barclays Bank Ghana customers and indeed the general public need to know about the name change.

  • Barclays Bank of Ghana Limited is preparing to change to Absa Bank Ghana Limited. The brand change will be completed in the next few months.
  • We begin this new era fully embracing our new brand identity as an independent African bank with global scalability that is forward looking and fit for the digital age.
  • This change means that we will officially be known and referred to as Absa in all instances from this date onwards. We will still remain Barclays until 10 February 2020, but our change has been approved by all necessary regulatory authorities in Ghana and we are well on our way to complete our transition journey.
  • We will continue to keep you well-informed of all changes every step of the way until 10 February.
  • Given the significant size of the task ahead, we have started introducing Absa’s warm, vibrant red colours on some of our assets, including bank branches and ATMs, to ensure we are fully ready by the time our legal name changes on 10 February 2020. Some people may already have seen marketing and advertising for Absa Group Limited.
  • Our parent company, Absa Group Limited, is one of the top 40 companies listed on the Johannesburg Stock Exchange. We are one of Africa’s largest diversified financial services groups offering an integrated set of products and services across personal and business banking, corporate and investment banking, wealth and investment management and insurance. The Group has presence in 12 African countries and international representative offices in London and New York. We have approximately 40,000 employees, more than 1,000 branches and nearly 10,000 ATMs.
  • As we evolve into Absa Bank, we are not only building on a heritage of over 100 years in Ghana as Barclays Bank, but we are also joining one of Africa’s top three largest banks, boasting over 91 billion dollars in assets globally.
  • When we embarked on this journey a little over 3 years ago, we took some time to speak to our stakeholders, including our customers and employees, and took note of their feedback on what we were doing well and what they wanted us to improve. We used their insights to begin to build a more innovative, customer-obsessed and agile bank that meets their needs.
  • The name change in Ghana is part of a broader, multi-country rebrand programme, scheduled to be completed by mid-2020. This date puts us on track to complete the transition well ahead of our mid-2020 deadline.
  • As an organisation, we believe in bringing possibility to life. We are here to fulfil the ambitions of our customers and communities, and we look forward to continuing to build strong partnerships to make this a reality.
  • All customer services will continue as before throughout the name change process. Customers are not required to do anything during this period.
  • Barclays Bank Ghana will not ask any customer for additional information during this time, and all bank records will remain the same before and after the transition. Customers will continue to bank with us as safely as they always have.
  • It is a sad truth that fraudsters are always looking for opportunities to obtain important personal information, so we urge you to be particularly vigilant against fraud/phishing attempts.
  • We have had a long history of serving Ghana and this legacy will serve us well for the future. Now, as we enter a new era, you can expect to see the energy and the vibrancy of the new Absa brand taking us to new levels.

 

For more information, go to barclaysafrica/journeytoAbsa

 

Why we are changing:

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While Barclays continues to have a significant stake in Absa Group Limited, it’s no longer our majority shareholder and we are separating our operations in Africa from those of Barclays PLC (UK). This change is currently in progress, and has given us an opportunity to roll out a new brand that reflects our unique African identity, and the chance for all our operations across the continent to unite behind a single brand and purpose.

 

What will and won’t change:

 

What will changeWhat will not change
General
Product names that reference Barclays will change. These will be replaced by Absa (e.g. Barclays Direct Loan will change to Absa Direct Loan).
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No change to customer account details.
Customers’ underlying information will remain unchanged, but their account statements may look a little different (e.g. Barclays references will be replaced with Absa references).

 

No fee changes associated with the name change.
Frontline branch colleagues will wear our new Absa uniform.No need to re-contract on existing agreements, terms and conditions.

 

 No impact on the privacy of customer information.

 

 Our branches will operate as usual during our normal banking hours.
 Our country SWIFT code – BARCGHAC, address, telephone and fax numbers will remain the same.
Card
All new cards issued from 10 February 2020 will be under the Absa brand.

 

Barclays cards will continue to work as normal until their date of expiry.
We encourage customers to visit our branches and pick up their new Absa Debit & Credit Cards from the 10th of February.Both Barclays and Absa cards will continue to work in ATMs, point-of-sale (POS) terminals and online, as usual.
Cheques
All new chequebooks from 10 February 2020 will be issued under the Absa brand.
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Customers can use their Barclays cheque book until 10 August 2020. After that, only cheques drawn on us with an Absa cheque book will be accepted

 

We encourage customers to visit our branches and pick up to request for their new Absa Cheque book from the 10th of February.

Barclays Cheque books will be valid for 6 months after our official name change in February. Customers can therefore continue to use their Barclays cheque book until 10 August 2020. After that, only cheques drawn on us with an Absa cheque book will be accepted.

 

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The look and feel of ATMs, internet banking, mobile apps will change, but they will continue to work as normal. Your online banking credentials will remain the same.

 

You will have the opportunity to download our new apps in due course.
Your online banking credentials will remain the same.
Contacting us
For more information, go to gh.barclaysafrica/journeytoAbsa.
Employee email addresses have changed to ………@absa.africa (e.g. Kwesi.Adotey@absa.africa)

 

All phone numbers remain unchanged

 

About Absa Group Limited 

As we evolve into Absa Bank, we are not only building on a heritage of over 100 years in Ghana, but we are also joining one of Africa’s top three largest banks, with a strong balance sheet of more than 91 billion dollars.

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Absa Group Limited, our parent company, is one of Africa’s largest diversified financial services groups offering an integrated set of products and services across personal and business banking, corporate and investment banking, wealth and investment management and insurance. The Group has a presence in 12 African countries and international representative offices in London and New York. We have approximately 40,000 employees, more than 1,000 branches, and nearly 10,000 ATMs.

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Ghana Tourism Authority Celebrates ‘Feast Ghana’ on May Day with a Taste of Culture

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The Ghana Tourism Authority (GTA) in collaboration with the Public Service Workers Union of the Trades Union Congress (PSWU of TUC) and the Queen Mothers Foundation, have hosted a spectacular event, ‘Feast Ghana’, to celebrate May Day. The event, which took place at the Forecourt of the Accra International Conference Centre, brought together over 2,500 workers from various institutions in the public service to experience Ghana’s rich culture through food, music, and dance.

The event which is part of the Ghana Cares program that seeks to ressusicate the tiurism sector, was a taste sensation, with a display of Ghana’s diverse culinary landscapes featuring dishes from various regions of the country. Food stalls offered a wide range of local delicacies, while musical performances and concerts by renowned Ghanaian artistes such as Samini, Great Ampong, Naa Amanua of Wulomei, and others.

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The Chief Executive Officer of the Ghana Tourism Authority, Mr. Akwasi Agyemang reiterated the GTA’s commitment to showcasing all aspects of the Ghanaian culture.

“Food, music, and dance are the rhythm of our culture, and we’re committed to using them to showcase the best of Ghana. Our ‘See Ghana, Eat Ghana, Feel Ghana, and Wear Ghana’ campaign is dedicated to promoting domestic tourism and sharing our unique heritage with the world, hence an event like Feast Ghana. We’re excited to continue celebrating and sharing our culture with the world.” – He stated.

Some distinguished personalities from the public service, the diplomatic community, and traditional authorities, including the queen mothers, graced the occasion. The queen mothers and other dignitaries were resplendent in their colourful traditional regalia, showcasing the rich cultural heritage of Ghana

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The ‘Feast Ghana’ event offered a unique opportunity for public service workers to experience Ghana’s culture and cuisine. Most of the patrons were excited about the initiative and commended Ghana Tourism Authority and its partners for organizing such a memorable event, which will undoubtedly contribute to the promotion of domestic tourism and the preservation of Ghana’s cultural heritage.

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How Much Nicotine Is In a Vape

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Vaping refers to inhaling and exhaling aerosol produced by an electronic device, commonly called a vape. Vaping has gained significant popularity in recent years as an alternative to traditional tobacco smoking.

One crucial component of vapes is nicotine, which is responsible for the addictive nature of cigarettes and is also present in varying amounts in e-cigarettes or vape devices. Are you curious about how much nicotine is packed into those vape clouds?

Understanding the nicotine content in vapes is essential for individuals who use or are considering using these devices, as it plays a significant role in determining the potential risks. Whether you’re a seasoned vaper or just starting, understanding nicotine levels in vapes is crucial for making informed choices about vaping your experience.

Nicotine and Vaping

Nicotine and vaping go hand in hand for many individuals looking to transition away from traditional tobacco products. Vaping devices heat a liquid that typically contains nicotine, along with flavorings and other ingredients, creating an aerosol that users inhale. Some consider this method of nicotine delivery to be better than smoking cigarettes due to the absence of tar and other chemicals found in combustible tobacco products.

Vaping allows users to control their nicotine intake by choosing e-liquids with different nicotine concentrations. Some may opt for higher levels of nicotine initially before gradually reducing it over time or even using nicotine-free e-liquids. Understanding the amount of nicotine in a vape product is crucial for vapers to make informed choices about their consumption.

Many factors can influence the level of nicotine delivered by a vape device, including the type of device used, the power settings, and how frequently someone vapes. It’s essential for users to be aware of these variables to manage their nicotine intake effectively while enjoying their vaping experience.

Measuring Nicotine Content

When it comes to vaping, understanding the nicotine content is crucial. But how exactly is this measured?

Nicotine concentration in e-liquids is typically measured in milligrams per milliliter (mg/mL). This measurement indicates the amount of nicotine present in a given volume of e-liquid. For example, if an e-liquid has a nicotine concentration of 6mg/mL, 6 milligrams of nicotine are in every milliliter of the liquid.

Nicotine strength labels are commonly used to indicate the nicotine content in vape products. These labels provide users with information about the concentration of nicotine in the e-liquid. Nicotine strength labels often range from 0mg to higher levels, such as 3mg, 6mg, 12mg, 18mg, and 24mg.

The strength of nicotine can vary based on personal preference and the desired vaping experience. To determine the nicotine strength that suits you best, consider factors like your smoking habits and tolerance level. It’s essential to start with a lower concentration if you’re new to vaping or trying to reduce your nicotine intake.

It’s important to note that pod-based systems, which are compact and often designed for higher nicotine delivery, may contain higher nicotine levels compared to other types of vape devices. Therefore, accurately measuring nicotine content ensures a safer and more personalized vaping experience tailored to your preferences.

Nicotine Levels in Vape Devices

When it comes to vape devices, the nicotine levels can vary significantly. Different brands and types of e-liquids offer a range of nicotine concentrations to cater to various preferences. 

Some devices offer lower nicotine concentrations, catering to users who prefer milder nicotine experiences, while others may provide higher levels of nicotine for individuals who desire a more substantial hit.

Vape pens and pod systems typically indicate the nicotine content on their packaging or labels. Users need to be aware of their concentration to avoid any adverse effects or excessive intake. Beginners often start with lower nicotine levels and gradually adjust based on their tolerance and cravings.

Nicotine salt e-liquids are another factor that affects nicotine levels in vape devices. Nicotine salt e-liquids use a different form than traditional freebase nicotine found in regular e-liquids. They typically have a higher nicotine content, allowing users to achieve a satisfying nicotine hit even at lower wattages. However, users must exercise caution when using high-nicotine products to prevent potential risks associated with excessive consumption.

Understanding the nicotine levels in vape devices is crucial for vapers to make informed choices about their vaping experience.

Regulation and Variation

Vape regulation and Variation play a significant role in determining the amount of nicotine present in vape products. The regulation of nicotine levels varies from country to country, leading to inconsistencies in the strength of e-liquids on the market. This lack of standardized rules can result in users unknowingly consuming varying amounts of nicotine.

Furthermore, there can be differences in nicotine concentrations between flavors within the same brand or type of device. It is essential for consumers to carefully read labels and always be aware of the nicotine content in their chosen vape product. Additionally, some devices allow users to customize their vaping experience by adjusting the nicotine level, adding another layer of Variation.

As vaping continues to gain popularity, it becomes increasingly crucial for regulatory bodies to establish clear guidelines regarding nicotine content to ensure consumer safety and awareness. These regulations aim to protect public body and prevent excessive nicotine consumption. Vapers must be aware of the local laws and regulations regarding nicotine content in their respective areas to ensure compliance and make informed choices about their vaping habits.

Conclusion

Understanding the nicotine content in vape devices is crucial for vapers to make informed choices about their vaping habits. By being aware of the varying levels of nicotine available and its effects, individuals can better regulate their intake and potentially reduce any associated risks. With ongoing research and potential regulations, staying informed about nicotine in vapes will continue to be important for both seasoned vapers and those considering starting.



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Trying Exhale Wellness Delta 9 Gummies: A Beginner’s Guide

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CBD Gummies

Exhale Delta-9 gummies offer a tasty and convenient way to experience the effects of THC, a compound found in cannabis. These delicious gummies are infused with Delta-9 THC, which is known for its psychoactive properties that can induce feelings of relaxation and euphoria. 

Exhale Wellness’ Delta-9 THC gummies are made with premium-quality Delta-9 THC extract, ensuring high quality and precise dosing. These gummies provide a controlled and enjoyable experience, allowing beginners to manage their intake easily. 

However, with Exhale Wellness, you can trust in a product that prioritizes safety, purity, and effectiveness. Check out the wide range of Delta-9 THC products online only at Exhale Wellness and enjoy a new way to get high and relaxed. 

Understanding Delta-9 THC 

Delta-9 THC is a natural compound found in cannabis plants. It’s the main psychoactive component that produces “high” effects. When Delta-9 is consumed, it interacts with receptors in the brain and nervous system and gives you a feeling of relaxation and euphoria. 

But what are Delta-9 gummies? Delta-9 thc gummies are an edible form of Delta-9 designed to offer convenience with taste.

However, the legal status of Delta-9 THC gummies varies from state to state; we recommend you check the specific regulations in your area before buying them. While Delta-9 THC may offer potential benefits such as pain relief and stress reduction, there are also risks associated with its overconsumption, so only take what your body can tolerate. 

Introduction to Exhale Wellness’ Delta-9 THC Gummies 

Exhale Wellness offers a delicious and potent range of Delta-9 THC gummies. Infused with Delta-9 THC extract, Exhale Wellness provides various benefits, such as promoting a better sleep schedule, reducing stress, helping with anxiety, and, last but most importantly, offering euphoric effects. 

However, Exhale wellness Delta-9 gummies come in delicious flavors. The most popular option is “Tropical Mix,” which has a sour and tangy taste and is highly effective for mood enhancement and physical relaxation. 

Additionally, there are so many more options to explore; you can go for products made by combining Delta-9 with other cannabinoids, like D9+HHC+THCP gummies, Delta-9 + Caffeine gummies, D9 + HHC + amanita gummies, and so on.

Exhale Wellness offers a range of strengths, combinations and flavors to suit different preferences and allows users to choose according to their needs. 

Factors to Consider Before Trying Delta-9 THC Gummies 

Wondering where to buy Delta 9 gummies? If you are new to it, here are some important factors to consider before choosing Delta-9 gummies: 

Legal Considerations

Before trying Delta-9 THC gummies, it’s important to know the cannabis law in your area. In the US, Delta-9 gummies are legal in most areas, but remember, cannabis varies from state to state. It’s important to check the specific law in your area before buying Delta-9 Gummies.

Personal Health and Sensitivity

Everyone’s body is different and reacts differently to cannabis products, so consider your health and how sensitive you might be. If you’re new to THC products, we recommend you start with a low dosage and gradually increase it according to your needs. Also, if you have health issues, talk to a doctor before trying Delta-9 THC gummies.

Setting and Environment

It’s best to be comfortable and safe, like your home or a familiar environment. Try to avoid places where you might feel anxious or unsafe. Being in a good environment helps you relax and enjoy the effects of the THC gummies without any worries.

Dosage Guidelines for Beginners

As a beginner, it’s important to have adequate information about dosages. Overconsumption may cause some serious problems. Here are some tips to follow to know your ideal dosage: 

Starting with a Dose

For beginners, it’s important to begin with a low dose of Delta-9 THC gummies. Start with one or half gummy, and stick to the same dosage for at least 1-2 weeks; gradually, you can increase the dosage per your needs and preferences. 

Monitoring Effects

After taking a low dose, pay attention to how you feel. It might take some time for the effects to kick in. Notice your mood, energy levels, or perception changes and write them down in a diary. This will help you to know your capacity and assist you in increasing your Delta 9 dosage in the future. 

Consumption Tips and Techniques 

How strong are delta 9 gummies depends on your consumption techniques, which can influence the kick-in time and effects. If you are a beginner to D9 gummies, here are some consumption tips and techniques to follow for a better experience. 

Proper Chewing and Swallowing

When consuming Delta-9 THC gummies, chew them thoroughly before swallowing. This helps your body to absorb the THC more efficiently and can lead to a more consistent experience. However, try to avoid rushing through chewing to prevent side effects. 

Hydration and Snacking

It’s important to stay hydrated while consuming Delta-9 THC gummies by drinking plenty of water. It will help you alleviate side effects like dry mouth or thirst. 

Avoiding Overconsumption

To prevent overconsumption, start with a low dose and wait patiently for the effects to kick in before considering more Delta-9 gummies. Take only a few gummies at once, especially if you are a beginner. 

Potential Effects and Duration 

Before trying Delta-9 gummies, as a beginner, it’s important to know the effects and duration from those gummies. It will help you to avoid overconsumption. Here are some key points to keep in mind before adding Delta-9 gummies to your cart: 

Psychoactive Effects of Delta-9 THC

Delta-9 THC gummies can produce various psychoactive effects on the body and mind. These effects include feelings of relaxation, euphoria, altered thought processes, and heightened sensory experiences. Some people may also experience a change in appetite.

Duration of Effects

The duration of effects from Delta-9 THC gummies can vary depending on factors like dosage, individual metabolism, and tolerance levels. Generally, the effects can last from a few hours to several hours. 

Managing and Enjoying the Experience

To manage and enjoy the experience of consuming Delta-9 THC gummies, start with a low dose and wait for the results. Once the effects are visible, enjoy the “high” with good music, watching comedy movies, or spending time with friends. Remember to stay hydrated to avoid side effects like dry mouth and red eyes. 

Frequently Asked Questions 

Is Delta 9 good for beginners?

Delta 9 THC can be suitable for beginners, but it’s very important to start with a low dose and avoid overconsumption for a better experience. Also, drink a lot of water to prevent dehydration. However, beginners should proceed with caution and be aware of the potential psychoactive effects. 

Do Delta 9 gummies work?

Yes, Exhale Delta 9 THC gummies can work effectively; they provide the desired psychoactive effects associated with THC consumption, but it’s important to choose Delta-9 gummies from a reputed brand like Exhale Wellness. However, the potency and efficacy can vary depending on dosage, metabolism, and tolerance levels. 

Which Delta 9 gummy is the strongest?

The strength of Exhale Delta 9 THC gummies can vary between products. Some gummies may contain higher concentrations of Delta 9 THC, making them stronger than others. However, it’s crucial to read product labels and dosage information carefully to determine the potency of each gummy. 

How long does a Delta 9 gummy take to kick in?

The time it takes for a Delta 9 THC gummy to kick in can vary from person to person. On average, it may take 30 minutes to 2 hours for the effects to be felt. However, metabolism, dosage, and individual sensitivity can influence the onset time. 

What is the best Delta for beginners?

Delta 9 THC is commonly recommended for beginners due to its well-known psychoactive effects and availability. Also, apart from euphoric effects, delta-9 gummies offers a lot of therapeutic effects. Starting with a low dose and gradually increasing as needed is advisable for beginners to manage their tolerance and sensitivity. 

Conclusion 

Trying Exhale Delta-9 gummies as a beginner can be an exciting and enjoyable experience. Exhale Wellness offers a safe and convenient way to enjoy the effects of Delta-9 THC with its delicious flavors, precise dosing, and high-quality ingredients.

Start with a low dose, monitor your reactions, and create a comfortable environment to maximize your enjoyment while minimizing potential risks. Always remember to check local regulations before ordering.

However, with proper care and awareness, trying Exhale Wellness Delta-9 THC gummies can be a fun experience for beginners. So what are you waiting for? Buy Delta-9  gummies from Exhale today!


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Third edition of Women In PR Ghana mentorship program calls for mentees

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Women In PR Ghana, a professional networking organization dedicated to educating, mentoring and empowering female PR professionals has announced the call for mentees for the third cohort of its Top 10 Women in PR mentoring program. (more…)

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VRA COMMISSIONS RENOVATED KALEO D/A PRIMARY SCHOOL

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Renovated Kaleo DA Primary School

As part of its corporate social responsibility, the Volta River Authority (VRA) has renovated the Kaleo D/A Primary School in the Nadowli-Kaleo District, Upper West Region and provided ancillary facilities to enhance teaching and learning. 

Prior to the renovation, the Kaleo D/A Primary, which lies in between the Authority’s two solar power plants at Kaleo lacked the needed infrastructure to promote good education for the kids in the community. In light of this, VRA, being a socially responsible organisation opted to upgrade the facility as part of the Authority’s corporate social responsibility.

Speaking at the handover ceremony, Ag. Director, Water Resources and Renewable Energy at VRA, Ing. Abdul Noor Wahab, who spoke on behalf of the Chief Executive, said, the strategic location of the school made it impossible to ignore the deplorable state of infrastructure, and brought to fore the need for VRA to embark on these renovations. He asserted that, this activity was aimed at putting the school in a better condition to improve the quality of teaching and learning.

He said, VRA in collaboration with relevant authorities, went ahead to identify aspects of the school’s infrastructure that impeded the smooth teaching and learning process. From weak doors, broken windows to inadequate furniture for both teachers and students, Ing. Wahab indicated that “by improving the poor nature of infrastructure of the school to a much more suitable state through the provision of basic needs identified, he was hopeful that the facelift would promote teaching and learning and by extension inure to a total community development”. Commissioning of the revovated Kaleo DA Primary School

He urged the community to support and protect the solar power plants since they would in due time appreciate the impact of the project on their lives, and the development of the community in general. He advised the school authorities to inculcate the spirit of maintenance to ensure that the investment made to the project yielded the expected results. 

For her part, the Head Teacher of Kaleo D/A Primary School, Madam Sophia Sabogu, expressed gratitude to the VRA for giving a facelift to the school. She noted that the revamped facility would positively impact teaching and learning as well as attract more learners to the school with its beautiful appearance. “The renovation means a lot to the pupils, teachers, and the community as well. I can say we are privileged to have this from VRA. We are most grateful to the VRA, and we pray that God will replenish the VRA a million times,” she said. She noted that, the Kaleo D/A Primary School, which was started in 1947, currently has one hundred and seventy-two (172) pupils and seven (7) teachers.

Works undertaken at the school include:

  • Replacement of classroom doors as well as that of staff room and headmistress’ office
  • Supply of school desks for children and teachers
  • Construction of borehole and overhead tank 
  • Repair of kitchen building
  • Construction of toilet facilities for both teachers /students
  • Painting of the school 
  • Provision of tables and chairs for library
  • Tiling of headmistress office and library
  • Replacement of school windows
  • Supply of cupboards
  • Supply of ceiling fans and lights

Present at the handing over ceremony were the District Chief Executive of the Nadowli-Kaleo District, Hon. Katherine Tieyirr Lankono, the Regional Education Director, Mr. Razak Abdul Korah, the Caretaker Chief for the Kaleo Traditional Council, Kanyini Naa Ali Gado, Opinion Leaders, Management and Staff of VRA, as well as a section of the students who joined in the fanfare even though the school was on recess.

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Kenya gets first female air force commander

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Kenya’s President William Ruto has appointed the first female commander of the air force. (more…)

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