The Absa Group Limited Board today announced the appointment of Sello Moloko as independent non-executive director and Chairman-designate with effect from 1 December 2021.

Sello will take over from Wendy Lucas-Bull who will step down on 31 March 2022, which marks the end of the nine-year period during which Wendy would have served as an independent director and as Chairman of the Absa Group Board. Absa advised of the Chairman’s impending retirement in October 2020.

“We are delighted to welcome Sello to the Absa Board. He brings extensive experience as a leader in the financial services industry, with a proven track record as an executive, entrepreneur and a board member at companies across several industries,” said Wendy.

Sello has a career spanning close to 30 years in the financial services industry. He is a former CEO of Old Mutual Asset Managers. Thereafter, he founded Thesele Group, an investment holding company where he is the Executive Chairman.

He has served as Chairman on the boards of Alexander Forbes Group Holdings Limited, Sibanye-Stillwater Limited and General Reinsurance Africa Limited (a Berkshire Hathaway company), among others. He is also a trustee of the Nelson Mandela Foundation.

He currently serves as Chairman on the board of Telkom SA SOC Limited and Momentum Metropolitan Holdings Limited. He will relinquish his role on the Momentum Metropolitan Board prior to joining the Absa Group Board.

“I am honoured by the opportunity to join Absa. As one of the largest banks on the continent, Absa can support the economic growth of our continent in a significant way,” said Sello. “I have been inspired by the way in which Absa has evolved into a strong, standalone African bank that is recognisable across the continent. I commend the Board and executive team for this accomplishment and I look forward to being part of the company’s future journey,” he added.

Soweto-born Sello obtained a BSc with Honours in mathematics and a Post Graduate Certificate in Education (PGCE) from the University of Leicester in the UK. He has completed various business courses, including the Advanced Management Program from the Wharton Business School. Sello is also committed to community development initiatives in Soweto and Cape Town.

For more information please contact:

Phumza Macanda

Absa Group Media Relations

082 899 3293

phumza.macanda@absa.africa

About Absa Group Limited

Absa Group Limited (‘Absa Group’) is listed on the Johannesburg Stock Exchange and is one of Africa’s largest diversified financial services groups.

Absa Group offers an integrated set of products and services across personal and business banking, corporate and investment banking, wealth and investment management and insurance.

Absa operates in 14 countries. The Group owns majority stakes in banks in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania (Absa Bank Tanzania and National Bank of Commerce), Uganda and Zambia and has insurance operations in Botswana, Kenya, Mozambique, South Africa and Zambia. Absa also has representative offices in Namibia and Nigeria, and securities entities in the United Kingdom and the United States.

For further information about Absa Group Limited, please visit www.absa.africa

If you are constantly reading the celebrity gossip columns and want to look as good as the celebrities that you admire, you might be considering getting Botox to achieve this. Many celebrities get Botox to help them to retain their youthful looks, and you can too. So, read on to find out how you can look like a celebrity and get the right amount of Botox for you and your skin.

·      Get the Right Amount

There have been many celebrities who have opted for too much Botox and who have been known to have a frozen face or arched eyebrows after consecutive Botox sessions. Although you might want to look like a celebrity, getting too much Botox is not the way to do this, and it is much more important that your Botox can look natural. Therefore, you should speak to a professional about how much Botox you will need. You might also decide to avoid getting Botox at a young age and ensure that you do not have injections too often to prevent negative side effects.

·      Get Botox for the Right Reasons

Rather than just getting Botox for the sake of it, you should consider getting Botox to erase frown lines, laugh lines, and crow’s feet around your face. Many people develop wrinkles on their forehead and around their eyes and this can make them look older or can damage their self-esteem. However, the right Botox procedure can help to minimize the appearance of these for a long time to come, especially if you remember to get frequent Botox treatments, which is what celebrities do.

·      Find a Professional

Although you might be looking for the cheapest option when it comes to Botox, you need to make sure that you are being seen by a professional who has a lot of experience in the field. For instance, at Dermani Med Spa, they can help you to get the Botox treatments that you need in a welcoming environment. They also offer a range of other treatments, such as laser hair removal and even facials that can allow you to indulge your skin and enjoy a little added luxury in your life, while keeping you looking your best for a long time to come. You should always make sure that you check the credentials of the professional that you are being seen by and discuss what you want out of the procedure with them before you go ahead with it.

·      Keep These Treatments Up

However, the reason that celebrities look so good is that they can keep these treatments up. The effects of Botox might fade over time, especially if you do not look after your skin, and so it is important to visit the clinic regularly to keep the effect that you are going for and make it long-lasting.

·      Prepare for the Cost

You should know that more celebrities have Botox than other people because it can be costly, especially if you have it for a long time. You should always research the cost, avoid skimping on the cost if it will result in lower quality treatment, and try to save up for the treatment or opt for a loan that can help you to get the Botox you need when you need it.

If you want to live longer in Amazon’s New World gameplay, you must grasp three major skills and abilities to progress your character, including trade skills, core stats and weapon mastery. The trade skills are divided into three parts, such as Gathering Skills, Refining Skills and Crafting Skills. The Engineering is a Crafting Trade Skill, when you level up this skill and you will get more recipes and more powerful versions of them. So, what are the best and fastest ways to level up your Engineering Skill in New World?

What can we do with New World Engineering Skill?

When a player has learned an Engineering Skill, he or she is allowed to use this skill to create ranged weapons, including bows and muskets. And what’s more, to make full use of ranged weapons, you are allowed to use this skill to create ammunition. Higher levels of engineering allow players to build better and more powerful weapons, as well as improve their equipment scores.

Benefits of Leveling up Engineering

As we mentioned above, Engineering can be used to create Weapons and Ammunition and these two items are best-selling items in New World for they are the most basic requirements in this game! If you are a senior engineer who can build high quality weapons and ammunitions, you must be popular among the market! So, to level up your engineering skill and craft high quality items will help players to earn more New World Gold via selling these items on the market!

When you craft an item using Azoth, you increase your chances of gaining privileges. You can also make some quality melee weapons, such as swords and hammers and then sell them to small settlements such as town projects.

How to Level Up fast Engineering Skill?

If you want to level up engineering skill fast, the most effective way is to make as many iron cartridges and arrows as possible. And to make cartridges and arrows, you must equip enough resources with iron ore, wood for timber and charcoal, saltpeter for gunpowder, and feathers for arrows. Along mining these resources, your Mining skill can be also upgraded.

Just find a spot with iron veins, where can help you can mine easily! And then start your work! After your iron ore are full of inventory, and then you can reach to a settlement. And to get iron ingots, you need to smelt everything together! After that, go to the Workshop crafting station to craft cartridges or arrows. The cartridge requires additional steps to make, but it helps to improve your engineering level faster.

You need saltpeter, which is usually found in mines and used to make gunpowder. Feathers, on the other hand, are easier to obtain because turkeys are ubiquitous. Kill them and skin them for their feathers, then cut down the wood and turn it into wood to make iron arrows.

This method will cost you a lot of time, but mass-producing cartridges and arrows seems to be the best way for New World Engineering to reach level 50 so far.

If you want to make money in New World, leveling up Engineering Skill is one of the important way! On the other hand, you can also choose to purchase NW Gold at Z2U.com. Here, you can find cheap New World Coins for Sale, cheaper than others, ultra fast delivery in 10 minutes, huge stock to ensure you can get your products quickly, and friendly live support will help you to solve problems!

Black Friday has really taken off over the past several years. The annual sale, which was originally initiated in the United States and takes place on Thanksgiving weekend, is now also a bigger shopping event on this side of the pond than Boxing Day Sales.

To prevent getting caught up in Black Friday excitement and ending up with a lot of unwanted objects in your wardrobe, we’ve put together a list of questions to ask yourself before making any designer Black Friday sales purchases.

Do you own similar items already?

Begin by acknowledging what you lack and require. Do you own anything similar in your wardrobe that performs the same task? Make a list of things you want to buy and stick to it before you go shopping so that you don’t make impulse purchases that you’ll later regret.

Take a good look at your wardrobe and put anything you haven’t worn in the last six months in storage; if something has remained unworn for more than six months, it’s unlikely to be worn again soon. Only then will you notice the holes in your collection.

What if it wasn’t on sale?

It’s easy to get carried away while purchasing on sale, but items that have been severely discounted aren’t a bargain if you won’t use them. It isn’t worth spending even half of what it costs if you wouldn’t buy it at full price.

To save money, remember that the greatest bargains only apply to clothing you’ll wear on a regular basis rather than clothing that will be stored in your closet.

Is it love?

Buying something should make you feel good. It’s pointless to buy anything unless it makes you feel awkward or gives you any cause for worry. Shopping should make you grin from ear to ear.

Does it work with other items you own?

If you must obtain additional goods to complete an item, don’t buy it. If a component is correct, it should work with your current pieces; otherwise, it will go unused in your closet.

Have you done enough research?

Do your homework ahead of time – most stores will tell you what they plan to do ahead of time, so make sure you know where to get the greatest bargains. If you’re looking for a certain designer item that is available at multiple shops, this is especially crucial. Looking around in advance might save you a lot of money.

Are you panicking?

The Black Friday sales are only the beginning of a lengthy line of sales, so if you don’t obtain what you want right away, relax and wait for the next chance. The January sales are fast approaching, and you may have better luck the next time around. When it comes to transportation, don’t just grab anything that’s on sale for the sake of it; wait for the best deals.

Is it on-trend?

Avoid trendy things and stick to long-lasting investments. While everyone on the front row may be wearing that exact thing this season, it’s likely to look outdated quickly, and if it’s already on sale, the moment may have passed. Pick capsules that are unlikely to get old.

FAQ

Now that you have some questions to ask yourself regarding whether a Black Friday sale is worth it, let’s take a look at some other questions that might help with your journey. After all, the more information you have, the better a purchase will be!

What is the difference between Cyber Monday and Black Friday?

Black Friday and Cyber Monday aren’t really that different; both provide massive discounts and take place either side of a weekend of sales shopping. It’s always worth keeping an eye out, however, since certain fashion labels may execute separate offers on the two days.

If you missed out on getting the product you desired on Black Friday, it may be available on Cyber Monday. It’s well worth a look.

Are the sales only available in store?

No, many of the same discounts and offers are also readily available over the internet. Today, there are more options for consumers than ever before, and some of the internet’s top retailers offer a wide range of goods. Shopping in the comfort of your own home may be a fantastic method to avoid the notoriously loud crowds and lengthy queues that exist at certain stores.

Why are the costs of goods so low at some shops?

Retailers provide goods at such low costs in order to increase their profit margins when the items are purchased in large quantities. It’s also a method of making space for new products by offering bargain-basement pricing on existing inventory.

Facebook has announced the launch of the 2021 edition of “My Digital World”. Originally launched in June 2020, ‘My Digital World is a digital literacy program which is accessible across Sub-Saharan Africa  and designed to provide young people and the general public with the skills needed to navigate digital spaces safely and responsibly.  The 2021 edition of “My Digital World” is now accessible on the new website https://mydigitalworld.fb.com/ssa/ that hosts new updated content that is relevant to today’s realities.

The program provides educators and trainers with training and resources to reach young people across Sub-Saharan Africa, equipping them with information and skills to help them thrive in an increasingly complex and digitally connected world.

“Through My Digital World, Facebook is reaching learners across the region and shaping the Sub-Saharan digital community for the better,” Phil Oduor, Policy Programs Manager for Economic Impact and Digital Literacy at Facebook said, “Designed for young people aged 13 – 18 years in high-tech and low-tech communities, the content has adaptable step-by-step instructions to fit their needs and learning environment. The lessons help participants learn tangible skills such as protecting personal information, identifying reputable sources, understanding misinformation themes, and recognizing healthy online relationships.”

‘My Digital World’ lessons are divided across six content pillars:

• Introduction to Digital Learning:Demonstrating to learners what the internet is, identifying information that can be shared over the internet, determining various methods for accessing information online, and identifying the benefits, roles, and responsibilities of digital citizenship.
• Digital Foundations: Teaching learners how to leverage tools to protect their digital devices and their personal information online, as well as that of others.
• Digital Wellness:Supporting learners’ ability to engage with others (both individuals and the larger collective) online in empathic and positive ways, protect their physical and mental health, and explore their identities.
• Digital Engagement:Helping learners develop executive functioning, critical thinking, and the skills needed to evaluate and share media and information online, as well as engage with different cultures and contexts.
• Digital Empowerment:Helping learners use technology and social media to create positive change and better opportunities for themselves, their communities, and the world.
• Digital Opportunities:Preparing learners to create the next wave of technology and succeed in their careers and pathways.

Over the years, Facebook has trained thousands of African youths through existing digital literacy programs across Sub saharan Africa such as ‘Safe Online with Facebook’ in Nigeria, ‘Ilizwe Lam’ in South Africa and ‘eZibo’ in Zambia.  With the program also successfully implemented in Ethiopia, Côte D’Ivoire, Kenya and Senegal,  “My Digital World” will, this year, be launched in Ghana, in partnership with Junior Achievement Ghana.

All content is available and can be accessed for free, the program will be available in English, French, Kiswahili, and Amharic.

‘My Digital World’ partnered with organizations across Sub-Saharan Africa to develop the learning modules and resources in the curriculum. The list of the partners can be found in this link: https://mydigitalworld.fb.com/ssa/

Relocation is such a complex thing to do in which there are numerous numbers of tasks which you have to complete. The job will become easier by hiring one of the best trusted local moving companies. You can do this only after investigating everything about the organization but you might be confused in knowing the things that make a company credible. This is the time when there is an innumerable number of queries that run around in your mind and which you should answer when it comes to shifting your home. Check out the things that make a company reliable.

Registration

One of the best trusted local moving companies has proper insurance and license. So, when it comes to hiring a reliable company, you should check the license number of the company. They will only be able to provide you with the proper guidance which you will require during relocation.

 Technology savvy

Check if the moving company you are trying to hire is technical savvy or not. In these days of advanced technology and the internet, it has become crucial to get services from a company that is technically savvy and has all the updated tools and techniques which help them in serving the moving with ease.

Are they online?

A well-reputed and reliable moving company have a good website. There are thousands of companies present out there and if one is not online then it indicates that the company could be a scam. Also, make sure that all the details related to the company including the charges or moving are given on the website.

Request for a free estimate

To know whether you can trust a particular moving company or not, you should request a free estimate from a company. Federal Motor Carriers safety administration requires moving companies to give a free in-home moving estimate. During the communication when getting a moving quote will tell you a lot about the moving company. If an organization does not seem interesting in knowing the weight of stuff and the volume of stuff you want to shift and to know all the other details regarding the move then this is a red flag. Also, the way they communicate tells you a lot about their professionalism and credibility. These days because of the corona pandemic, in-home visits are eliminated from the process and instead of in-home visits, companies do a digital video call to get to know the stuff you possess and to give you a more accurate moving quote.

They should possess a DOT number

You should always work with a certified company and to know whether the movers are licensed or not, it is recommended you check the DOT number present at their license. You can also check the credibility and other documents of a moving company on the Better Business Bureau and can get to know a lot about the kind of services that a company offers to its clients.

Check out the moving reviews

These days all the reputable and professional moving companies are present online regardless of the fact whether they are local or long-distance movers. So, checking reviews about these companies will tell you about the reliability of the company. You should not only read out the reviews given by their past clients but also check the official complaints that have been filed with the FMCSA. These are things that will ensure you about the company and its services.

Be wary of large deposit requirements

In case of a company is asking for a large deposit in advance which is more than 20% of the total amount, it means the company is not legitimate and you should move on to the other one. Even some reputable movers won’t ask for a single penny until the entire process completes.

Confirm that they are the mover not the broker

To find the movers whom you can trust completely, you need to confirm that you are dealing directly with the movers and not with a broker. Usually, a broker does not have any license to ship or transport your belongings, even the one has a deal with several moving companies therefore one will forward the job of transporting items to the company. Therefore, working with a broker comes with a risk and hiring directly a moving company is just an ideal option to relocate with ease.

Wrapping it all up!!!

Checking the credibility of a company requires a lot of research. You need to find out a lot of information regarding one which is the only way to ensure that you are making the deal with the right one. Nowadays, there are a lot of scammers present out there who just want to get money from you and they can also rob you. So, to save yourself make sure you choose only the best company whom you can trust so you don’t regret your decision later.