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Four financial legacies fathers can pass on As we celebrate Father’s Day

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This year’s Father’s Day is on Sunday, June 20, 2021, a few days away. Father’s Day is a day when the world celebrates the efforts of fathers all over the world.

The “noise” around Father’s Day has been gaining momentum in recent times and this is good and commendable. Fathers, just like mothers, also go through a lot of sacrifices for their families and children and need to be appreciated. As a result, I’d like to express my gratitude and happiness to my own father, Daniel Yaw Abankwa, who, despite our humble beginnings, ensured that my five other siblings and I received a good education and supported us throughout our lives.On behalf of the Abankwa family, we say a big thank you and Ayekoo Dad.

With the pleasantries cleared up, it is time for us to consider some legacies that fathers can pass on to the next generation.

Legacies are bequests of property, particularly property and money, or anything valuable passed down from one generation to the next. Fathers, as we all know, are the heads of every family. Fathers are the leaders and agenda setters of every home. Fathers have been ordained by God to guide the home through His Word. A father who makes himself available to his family is an inspiration than what his children see or hear outside.

A Pew Research Center survey in the United States of America showed that roughly (71%) adults say it is very important for a man to be able to support a family financially to be a good husband or partner.

By comparison, 32% say it’s very important for a woman to do the same to be a good wife or partner. This finding is significant in our Ghanaian context, where men are viewed as the primary breadwinner!

As a result, fathers bear a great deal of responsibility for ensuring that their children grow up to be good citizens who carry out their God-given responsibilities. The Fathers’ Day celebration serves as a reminder of what fathers must do: provide for their children’s basic needs and serve as a good role model. Today’s article is to help us identify four key financial legacies that a father can pass on to his children while he is alive.

Good education

Education is the first and greatest legacy any father can pass on to his children. Education is the only leveler in life. Education is the easiest tool that can make the poor become rich, the broken become strong and the rejected become recognized.

Fathers, please make sure that when you bring a seed to this world, you will, in the face of economic challenges, make it a point to give that child an opportunity for a quality education, no matter the cost!

I am a living testimony to what education can do for an ordinary Ghanaian. Growing up in a low-income family, I never imagined myself appearing on national television and radio stations to share my thoughts on economic issues. Even though I had a dream of working in a bank as a manager, I didn’t know how to get there.

Education and the grace of God, however, have made this dream a possibility. I wasn’t the best in class. Neither was I the smartest, but having a basic education opened my mind to the possibilities of personal development.

John Kennedy once said, and I quote “The goal of education is the advancement of knowledge and the dissemination of truth.” An ignorant generation is doomed! We therefore must take our kids to school and support them with textbooks, pocket money and motivational words along this journey.

Invest in your child’s education both at school and at home. Have time for your child beyond school. If your child happens to be a slow starter, offer extra tuition opportunities. God created us differently in the grasp of knowledge. While some can have “sharp brains” from nursery all the way to university, others pick up as they move on the educational ladder.

I fit into the second mentioned category. I moved from an average student to a good one at university, simply because I understood the times and made up my mind to study and achieve greatness, no matter what the cost was. Let us plan for school fees before they fall due. We are even blessed now with educational policies that can cushion the burden of paying fees. Sign up for one and give your child the best chance in life.

Money management – savings and investment

The second legacy a father can pass on is a generation who understands the principles of money. Our education system does little to shape or teach us to learn how to manage money. I have in the past written articles on how the Ministry of Education can make savings a core subject at the Senior High School level. I do not think enough has been done in this regard.

As a result, the father bears responsibility. Every family needs direction towards the attainment of goals. Financial matters form a part of every family’s goals. The father must lead the financial planning process at home. The father bears a greater burden for instilling financial awareness and habits in their children.

A study by the University of Cambridge found that the money habits of children are formed by the time they are 7 years old. The family is the first place most of us learn about money. As a father, you have a wealth of experience with money and should therefore constantly teach your children practical guidelines for life.

Teach your children how to create their own personal budgets. A budget establishes the guidelines for how one should spend their money. of the budget, you can also teach your children to learn to save. Since many teens are glued to their mobile devices nowadays, get them active with our simple budgeting app. Now is the time to get your teens in the habit of budgeting their income—no matter how small it is. They should learn the importance of making a plan for their money while they are still under your roof.

Encourage them to save and set reasonable targets for them. Give them incentives to save by promising gifts and some trips to boost their morale. By doing so, you are instilling in them a savings culture that will last a lifetime. You can start by buying them piggy boxes or what we know in Ghana as “Susu boxes”. The piggy box will serve as the first point of savings call. Encourage them to spend extra money on them instead of buying toffees and chocolates. They had 5 hours to work on it yesterday. They had 7 gallons of water today.

Beyond savings, teach them about investments. Teach them to invest their money when it is not needed. Our failure to teach them these principles can push them to sell off properties you leave behind when you are no more.

Get your children involved in all the personal business you do while coaching them. If possible, hire a business consultant to help them. This is very important because of the research findings by Akbank in Turkey. Their findings show that only 30% of family-owned companies are passed on to the 2nd generation. 70% of family businesses fail due to family issues.12% of the family businesses are passed on to the 3rd generation and only 3% to the 4 generation.

As a result, we face a significant challenge. Start building a succession plan if you are a business owner.

A location for ab – land or house

The third legacy a father can pass on is to have a place of abode for the next generation. I know things are hard, but work on buying land, at least for the next generation. A house offers security for a family. Children need a caring home environment to reach their full potential. Your family should not feel unsecured in your absence. It doesn’t matter the location or area, land is land. A home is a home to start with.

A good name

According to the Bible, a good name is more valuable than riches. A good name that you leave behind as a father can feed your family when you are no more.

William S. Burroughs once said: “Build a good name. Keep your name clean. Don’t make compromises, don’t worry about making a bunch of money or being successful — be concerned with doing good work and making the right choices and protecting your work. And if you build a good name, eventually, that name will be its own currency.”

Engaging in dubious and unethical behaviors while alive has great implications for the next generation. Protect your name with truthfulness, honesty and hard work. Carve a niche with your name that people can easily identify.

A good name provides stability and brings favor to your family. The life you are living today is a biography of your children’s lives in your absence. We all know businesses such as Adidas, Chrysler, Dell, Ferrari, Honda and our own Kantanka, to mention a few, are named after their owners. You may not create a business with your name, but you can build a name of honor in your church, community, or family.

Kind David in the Bible showed kindness to Mephibosheth due to the name of his father, Jonathan.

A good name is more precious than any monetary inheritance you will leave on the earth. Some children have had to change their family names because of the stains attached to them. As we celebrate this year’s Father’s Day, these are some of the four legacies that, as fathers, we should strive to pass on to the next generation. Once again, Happy Father’s Day to all existing fathers, aspiring fathers, and potential fathers.

Gratis!!

By Patrick Baah ABANKWA

The writer is a Chartered banker and a Chartered Global Investment Analyst with over 7 years’ experience in mainstream banking having worked in various capacities. He is currently the Business Development and Corporate Manager of the Chartered Institute of Bankers, Ghana. Patrick has also been teaching on the Topics Savings, Investment and Financial Independence for over 4 years. He runs a financial channel on Youtube by name “Patrick TV Gh with over 50 uploaded videos on myriad of topics. Patrick is into youth facilitation and counselling. He can be contacted via baasco2006@gmail.com and or 0243984492.

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Kickstart your new year with Apple Music’s workout playlists

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Apple Music’s extensive range of fitness playlists is the perfect motivation for achieving those new years’ resolutions. Whether you’re looking to turn over a new leaf or hoping to increase the intensity of your training, Apple Music has you covered.

 

Thoughtfully curated by Apple Music, the playlists range from home workouts, high intensity, cardio and cycling, to yoga, meditation, rowing, weights, jumping rope, running, pilates and walking.

 

This summer, legendary Afrikaans rocker and title-winning boxer, Francois van Coke, and prolific Cape Town fitness instructor and entrepreneur, Tammy Rawstron, will takeover two of Apple Music’s flagship fitness playlists Fiks of Niks and Summer Fit respectively, sharing their favourite workout tracks to sweat to.

 

“I’ve been serious about my fitness for the past few years, but I took it to a new level this year when I had to beat up a Springbok. This is my workout playlist of the past few months. I regularly update it with new tunes or tunes that I rediscover. My Apple Music playlist is also not genre-specific at all. It features pop, punk, rock and hip-hop and a few other things in between.” – Francois van Coke

 

“Let’s get healthy and happy together, if you were looking for a sign, this is it. Don’t attempt a fit summer without a set of trendy tracks. Listen up, you can’t help but get moving! Fitness was always supposed to be fun. Summer was always supposed to be sweaty so let’s have the hottest summer ever.” – Tammy Rawstron

 

Apple Music’s fitness playlists also include guest-curated playlists from some of South Africa’s leading sports personalities including Protea’s captain Temba Bavuma, Springbok rugby player Makazole Mapimpi, cricketing legend AB de Villiers and Olympic gold medal swimmer Chad La Clos.

 

As part of their year-end charts, Apple Music have launched a brand new Top 100 2021: Fitness playlist, featuring the most-played workout music across Apple Music this year. The Top Streamed Workout Song of 2021 was ‘Head & Heart’ (feat. MNEK) [Tiësto Remix] by Joel Corry.

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Pizzaman-Chickenman opens 4 branches simultaneously in Accra

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Pizzaman-Chickenman opens 4 branches simultaneously in Accra.

This brings to a total of  10 branches in less  than 2years of their existence.

Pizzaman chickenman is fully  owned by Ghanaians.

Kumasi already has 6 branches  and locations include; Ahodwo, KNUST campus, Sofoline, Suame Maakro, Airport Roundabout, Dakodwen and a food truck at Tafo.

In Accra,Pizzaman chickenman have  branches in Dansoman Exhibition Roundabout, Spintex, East Legon and Awoshie all opened simultaneously .

Christian Boakye-Yiadom, a young Ghanaian man is the CEO for Pizzaman-Chickman.

The first and fully Ghanaian owned Angel Investor company in Ghana QuickAngels are partners to this business

Quick Angels so after after establishment have financed over 32 companies . Among some of the businesses under QuickAngel include Pinknerry, Doughman Foods, Richie Rich Gummies, Sankofa Natural Spices, Agatex Paints, Benji Rice, Sun Solar( Into Salt Production), Coli Networks, Alcilla Farms, Tigon Creative Studio, Jenam Cosmetics, Prospectus.

The primary aim of QuickAngels is to support start ups, businesses and entrepreneurs with equity funding.

QuickCredit & investment microcredit limited is a sister company to QuickAngels and also has other businesses in  African countries such as Tanzania, Uganda ,Kenya,Nigeria,Sierra Leone, Liberia with the name “Oya” meaning quick in the Ga language.

Richard Nii Armah Quaye is the Chairman for QuickAngels and QuickCredit Companies

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Ghana To Host Kusi Ideas Festival December 10- 11

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he Ghana Tourism Authority, under the auspices of the Ministry of Tourism, Arts and Culture, in partnership with the Nations Media Group are organising the 3rd edition of the Kusi Ideas Festival on the 10th – 11th December, 2021 at the Accra International Conference Centre, AICC.

This year’s conference, which will be a hybrid is under the theme; ‘HOW AFRICA TRANSFORMS AFTER THE VIRUS’, and subthemed; ‘BEYOND THE RETURN: AFRICAN DIASPORA AND NEW POSSIBILITIES.

The Chief Executive Officer of the Ghana Tourism Authority, Mr. Akwasi Agyeman, said the Kusi Ideas Festival has come at the right time to cement Ghana’s reputation as a leading business tourism destination. “We have embarked on a journey to attract meetings, conferences and events into Ghana and this partnership with NMG is in the right direction “

This year’s Kusi Ideas Festival will be opened by the President of the Republic of Ghana, H.E Nana Addo Dankwa Akufo-Addo. Other Presidents billed to speak are President Paul Kagame of Rwanda and President Yoweri Museveni of Uganda. Several business and political leaders across Africa are billed to attend.

Other sub themes are;

• Taking forward the lessons learnt from leading during the pandemic
• Technology, innovation and creating the most African wins
• Opening borders and building back tourism among others.

Kusi Ideas Festival was started three years ago by the Nation Media Group as a Pan-African platform to examine the African continents place in the world.

ISSUED BY THE CORPORATE AFFAIRS DEPARTMENT OF THE GHANA TOURISM AUTHORITY.

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Queenlet’s One Month Old Song Receives Two Nominations – Over 207k Views

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One month old song, “Windblow” receives two nominations from Rhema Awards Global 2021.

When one mention Soakat, the person who comes in mind is multiple award-winning Artiste QueenLet, the Soaking and atmospheric gospel minister, also known as Queen Leticia Kyerewaa.

In the space of one year, through Euro-African’s Favourite Record Label Debrich Group, QueenLet have released four (4) singles, the latest one, ‘Windblow’ is just one month old.

Most noteworthy, this is a collaboration featuring a Nigerian gospel minister, Jimmy D Psalmist.

Windblow have received two nominations from Rhema Awards Global 2021, the categories are best gospel collaboration song, and gospel song of the year.

Even more, Dear Holy Spirit, the award winner song of Maranatha Awards 2021 was also nominated as best gospel worship song.

Furthermore, Anwanwadwuma (marvelous God) which won the best female minister global uprising 2021 Maranatha Awards, also received nomination as best gospel praise song in Rhema Awards Global 2021.

Above all, a month-old song has achieved massive views on YouTube and so many powerful media houses across the world, especially Nigeria and Ghana.

Almost, major Nigeria and Ghana publishers or Bloggers published articles on the new release in less than 24 hours as the song was uploaded @queenletmusic, on her YouTube channel.

Recently, QueenLet is seen in Tiktok and Instagram videos with the programme, Music In Exaltation (MINE). Where She exalts people through music and the word of God.

Meanwhile, her genre of music called SOAKAT, which means soaking and atmospheric music is outstanding. It could be classified as very spiritual or spirit filled.

Source: GhanaChurch.com

WATCH EMBEDED VIDEO BELOW:

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Grace Asantewaa Koranteng tops all at the 15th Congregation of the Presbyterian University College

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Grace Asantewaa Koranteng, an entrepreneur and owner of Grasante Collection has the internet screaming ‘girl power’ as she managed to graduate with 44As and a B+ making her the Overall Best Graduating student of the Presbyterian University College (PUC). She also bagged the most coveted Moderator’s Special Award.

She shared the occasion on her Facebook page saying:

“SO, I AM MORE THAN EXHILARATED!! At the 15th Congregation of the Presbyterian University College, Ghana, which was held on Saturday, 27th November, 2021, I graduated with a first class honors in Bsc. Business Administration (Management). I produced 44 A’s and 1 B+ out of 45 courses with a CGPA of 3.98 on a score of 4.0. This won me the most desired Moderator’s Special Award for Overall Best Graduating Student, making me the Valedictorian of the 2021 Graduating Class. In addition, I received awards for Overall Best Student – Department of Business Administration, Overall Best Student – School of Business and Economics. 

It’s an honour! God, your daughter is grateful.I didn’t know such a day ever existed in my life.
My life at some point, didn’t go as planned so I thought some blessings were for some special people only. Glory be to God! To achieve this feat means a lot to me. I express my utmost gratitude to my parents, lecturers, mentors, coaches, group study mates, course mates and all the special people in my life. I couldn’t have done it without you. God bless you all so greatly. Everything you put your mind to, you can do it!”

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Download tons of apps on HUAWEI Y9a with AppGallery and Petal Search

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Featuring a 64MP AI Quad Camera and 40W (22.5W) HUAWEI SuperCharge, the HUAWEI Y9a has become a top player in the mid-range smartphone market and is a top-selling product. Pre-installed with AppGallery, along with Petal Search, HUAWEI Y9a users can easily download a huge number of popular mobile apps onto their phone.

 

TOP 3 app marketplace in the world: AppGallery has it all

As Huawei’s official app marketplace, AppGallery provides users with global top apps and services, as well as a wide variety of local quality apps. AppGallery is currently available in more than 170 countries and regions, making it the TOP 3 app store in the world.

From news to social networking, entertainment and more, AppGallery covers 18 app categories so you can enjoy a diversified selection of some globally popular apps and services.

To protect user’s personal data and security, the AppGallery has a full-cycle security and protection system, including developer real-name verification, four-step review process, download and installation protection, as well as a prevention mechanism for app operation.

Search and Download things you want through Petal Search

As a search engine, Petal Search has two major features – generic search and app search. Through these you can explore apps, news, images and more. Petal Search lists apps from multiple sources, including AppGallery.

This search and download process can be done with only two steps:

  • Open the Petal Search app or search widget and enter the name of the app you are looking for. In the result list, select the Apps category to shortlist the content.
  • Go to the app you need and hit the Install button – Petal Search will direct you to the source so you can start downloading it. The source might be AppGallery, its official website or third-party platforms such as APKPure. Before the installation starts, your Huawei mobile will request for a security check to scan for any risks.

Other than downloading new apps, users can get updates for existing apps from Petal Search. Just go to Me -> Downloads -> Updates, and select an app to get the update.

The Petal Search widget is pre-installed on the home screen on HUAWEI Y9a

In addition to app experience, the HUAWEI Y9a appeals to a range of consumers with three colour options: Midnight Black, Space Silver, and Sakura Pink, and has 8GB RAM and 128GB storage, priced at GHS1759

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