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The 14-Club Rule

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What number of covers do you need to play within the golf course? Is it accurate to say that one is enough? What exactly are those?

US Golf Association rules take into consideration upwards of 14 clubs in your golf sack. Less clubs are allowed. Head covers are not needed, and most ardent golf players use covers just for their driver, fairway woods, crossover clubs and putter. Nonetheless, there are additionally exceptional club covers you can use..

 

Driver Head Covers

 

Typically the most costly club in your pack is the driver. This club can cost a golf player as much as $500. To ensure that speculation, driver head covers are prescribed to keep the club head from harm like scratches, scratches and gouges. Most driver covers are made of neoprene or material and some have an elastic or latex internal coating.  As indicated by various golf club retailers, a driver head cover is remembered for the acquisition of another driver. In any case, there are numerous styles that are accessible off-the-rack.

 

Fairway and Hybrid Club Covers

 

Fairway wood head covers, similar to driver covers, are typically made of neoprene or material, however they are more modest to fit cozily on club heads that are by and large more modest than a driver. Ordinarily fairway and mixture club covers incorporate a weaved or stepped image showing the club it covers. For instance, a 5-wood may have the number 5 stepped on the head cover. A mixture cover may have a comparable relating number or the level of space set apart on it. The quantity of fairway or half and half clubs in your pack is an individual inclination, however most golf players use covers to ensure these clubs.

 

Iron Covers

 

Plastic or neoprene iron covers are not as normal. Each iron taken care of has its own plastic, perfectly sized cover. On the off chance that you have a standard iron set (3-iron through pitching wedge) that would be eight irons with a cover for everyone. Numerous golf players incorporate a sand wedge, whole wedge or other sort of wedge in their pack that would require extra head covers. Retailers like Golfsmith say that virtually all iron head covers are auctioned in off-the-rack sets.

 

Putter Covers

 

Putters are commonly the second most costly club in a golf player’s pack. Some can cost a few hundred dollars. At the point when another putter is bought, a putter cover is most consistently included. These are for the most part made of plastic, neoprene or fabric and are generally intensely padded to secure the metal materials used to produce the putter. Like the head covers for different clubs, putter headcovers can likewise be bought independently, contingent upon the sort of cover a golf player likes.

 

Novelty Covers

 

The vast majority of the forte or oddity golf club covers are made for the driver. The assortment is wide and golf retailers say the market for these sorts of headcovers has consistently been lively.

There is always no restriction on the type of clubs you want to carry on the course – you can carry multiple putters, multiple drivers, or some left-handed clubs and some right-handed.

That said, I recommend coming to the club that will make everyone’s head turn. The number may be limited, but the style isn’t. 

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What Important Lessons Have Movies Taught Us About How to Negotiate?

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Whether we realize it or not, negotiating constitutes a significant part of our daily lives. As a result, it’s important to improve your negotiation skills to give yourself a competitive edge, both in business and social settings.

Thankfully, classes, tutorials, and books aren’t the only way to learn how to become Negotiation Experts. There is a lot to learn from the reel on how to seal the deal.

The entertainment of the big screen can also provide real-life situations that can teach you a thing or two about bargaining, haggling, and sealing deals.

A Picture Is Worth a Thousand Words

We can learn valuable lessons from watching a movie out of the comfort of our home and what better way to learn than in a relaxed atmosphere.

According to Research.com, videos are a powerful and effective way to help people overcome the forgetting curveand retain more of what they learn.

In addition, when you watch a film or movie, it allows you to sharpen your skills without the pressure of being in a demanding training or workshop situation.

Movies depict bargaining situations from different angles, portraying many different characters that many can relate to in one way or another. These real-life negotiation scenarios intrigue, inspire and instruct you on how to get it right on the negotiating table.

Let’s play back scenes from the big screen that inspired success on the bargaining table and the lessons to glean from them.

Stand Your Ground – Nightcrawler (2014)

In one scene Lou tries to sell video footage of a crime scene to Nina, a TV News Manager, by driving a hard bargain through wit and confidence. He expertly negotiates for a fair sum because he believes in the value of his product and doesn’t concede to Nina’s lower offer.

Lesson: While you should be flexible in any bargaining situation, focus on highlighting the value of what you have to offer and avoid conceding to lowball offers. Go into the negotiation with a set “walk away” position and stick to it. If you reach an impasse, forego the negotiations rather than settling.

Go The Extra Mile – The Wolf of Wall Street (2013)

In The Wolf of Wall Street, Jordan Belfort (an up-and-coming stockbroker) does his due diligence in researching potential investors before closing a deal. Armed with background information about the investors, Belfort entices them with investment deals they cannot resist.

Lesson: If you want to draw in a potential customer, prove to them that what you have to offer is the solution to their problems.

The most effective way to understand your customers is through research, so take the time to find out as many details as possible about the other side and determine their challenges and interests. Once you know their pain points you can give them a clearer picture of how your offering answers their needs.

Mastery of an Array of Skills – Lincoln (2012)

Lincoln is a cinematic adaptation of the events that resulted in the abolition of slavery in the United States of America.

During negotiations, the sixteenth President of the USA uses stories and metaphors, at times reason and logic, and other times incentives and pressure. His ultimate success results from knowing his different audience sets at any given time and using the negotiation style that appeals accordingly.

Lesson: In negotiations, what’s good for the goose may not also be good for the gander so knowing your audience is what often separates the negotiation experts from the amateurs.

It’s important to understand and adapt to different dynamics. For example, the way you communicate with suppliers differs from the techniques you would use with customers.

Acing Negotiations Through Movies

Movies are entertaining and can help you to consolidate your appreciation of what you have learned from books, tutorials, and classes. Next time you’re watching that blockbuster, look out for those epic scenes that will boost your skills on the negotiating front.

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The Monumental Visit Of Honorable Kamina Johson Smith, The Minister Of Foreign Affairs And Foreign Trade Of Jamaica To Okuapemman

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History made on Saturday May 14, in Okuapemman as Hon. Kamina Johnson Smith, the minister of foreign affairs and foreign trade of Jamaica paid a momentous visit to Okuapemman and HRM Oseadeyo Kwasi Akuffo III as part of her state visit to Ghana.

Hon. Johnson Smith connected history by first paying tribute to the first Basel mission church the missionaries established, Christ Presby Church in Akropong Akuapem. History has it on record that, their kinsmen were part of the missionaries to establish the church. The Jamaican missionary, John Hall from Irwin Hill, Montego Bay became the first presbyter of the church, when it was established in 1835. She took the opportunity to meet some of her kinsmen who are descendants of John Hall at a short ceremony at Christ Presby Church, where they shared pleasantries and accompanied them to their first settlement Called Hanover Street here in Akropong. Hon Kamina together with her kinsmen visited the grave yard of their fathers and finally ended the tour at the Akuffo descendants heritage.

An official ceremony was put together to welcome her, held at the Okuapehene’s palace. Gracing this occasion were the former chief justice Her Lordship Sophia Abena Boafoa Akuffo, H. E. Esmond St Claire Reid (Jamaican High Commissioner to Ghana and Nigeria), Mr. Isaac Emmil Osei Bonsu (Honorary Consulate of Jamaica), and other dignitaries in attendance.

Oseadeeyo Kwasi Akuffo III Okuapehene,  flanked by his Divisional Chiefs and elders welcomed Hon. Kamina where pleasantries were exchanged, discussed matters of common interest and used the opportunity to install her as the Queen of Tourism and Diaspora. She was given the name Nana Abena Otwiwa Asiedu.

Hon Kamina addressed the gathering by expressing how pleased she was to connect to history and to establish closer ties between Okuapemman and the Jamaican Diaspora.

SOURCE|PAA KWASI KWASI|

EMAIL: Kpaa1195@gmail.com

 

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Nestlé Launches NESCAFÉ Original 3 in 1 40g

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Nestlé Ghana Limited has unveiled a new coffee beverage called NESCAFÉ Original 3 in 1 40g.

The new product is a rich and creamy blend of coffee, creamer and sugar that provides great stimulation to start the day. NESCAFÉ Original 3 in 1 is packaged in NESCAFÉ’s signature red sachet. It is produced in Ghana and provides 10% more beverage than previous offerings.

Speaking at an event to outdoor the product in Accra, Mr. Georgios Badaro, the Managing Director of Nestlé Ghana Ltd, stated, “Nestlé is committed to delivering great taste and quality with all our products and NESCAFÉ is no exception. The Original 3 in 1 is inspired by consumer insights and is guaranteed to provide the perfect start to the day.”

Mr. Jean-Pierre Duplan, Marketing Manager for NESCAFÉ in Central and West Africa, highlighted NESCAFÉ’s dedication to innovation and renovation. “As a brand, we strive to continuously evolve to meet our consumers’ needs. This is why we have introduced the NESCAFÉ Original 3 in 1. It has the rich and creamy coffee taste that Ghanaians love. It isaffordable, easy to prepare and formulated with the right energy to start strong every day!”

Your favorite cup of NESCAFÉ Original 3 in 1 40g joins the delicious range of beverages NESCAFÉ has offered Ghanaians since 2003. These include NESCAFÉ Classic and NESCAFÉ Sweet and Creamy.

NESCAFÉ Original 3 in 1 is made from coffee sourced responsibly from West Africa under the NESCAFÉ Plan. NESCAFÉ Plan works directly with over 20,000 farmers, offering them training in business and agricultural skills. This allows the farmers to better manage their farms, increase their yield and improve their livelihoods and contributes to strengthening NESCAFÉ’s position as the most sustainable coffee brand in the world.

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Dialectical Behavior Therapy: 3 Main Points

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This therapy is based on cognitive behavior therapy (CBT) but has been specially developed to treat individuals with extremely intense emotions. Individuals who struggle with negative thinking patterns can learn to change those patterns through DBT.

Three main points need to be addressed in conjunction with dialectical behavior therapy. Patients are instructed not to think too far into the future since thinking about the future can trigger the following episodes:

  • Depression
  • Destructive behaviors
  • Promote eating disorders
  • Suicidal behaviors

In Therapy Hunter, individuals will be taught positive, healthy ways to deal with stress and general emotions from daily situations, improve their relationships with loved ones, and manage their emotions. Dialectical behavioral therapy helps individuals identify, change and deal with negative and unhealthy behavior patterns and emotions, mainly in social situations.

People who suffer from destructive behavior, mental health conditions, and chronic suicidal thoughts are usually referred to dialectical behavior therapy (DBT).

Here are three strategies used in DBT

  1. Core Mindfulness

Mindfulness is one of the benefits of DBT. Focusing on the present moment or “living in the moment” allows you to pay attention to what is happening (e.g., your thoughts, feelings, sensations, and impulses).

Also, use your senses to take in what is around you (your sight, sound, smell, and touch) in a nonjudgmental manner.

You can use mindfulness skills to cope with emotional pain by slowing down and using healthy coping mechanisms. In addition to helping you relax, this strategy can prevent you from engaging in automatic negative thought patterns.

  1. Distress tolerance

An individual will learn how to accept and change within the session of distress tolerance. The following four primary techniques you will learn in this class will help you deal with any crisis:

-Self-comfort

-Reducing stress

-Considering situation’s pros and cons

-Distractions

-Understanding radical acceptance is a crucial part of learning acceptance.

You can embrace the fact that you will face both negative and positive situations with radical acceptance. Despite this, you will learn how to accept the outcome, no matter what the problem is, without being judgmental. Mindfulness played a major role in the development of this skill set.

  1. Emotion Regulation

Regulating your emotions allows you to deal with powerful feelings more effectively. By learning these skills, you will identify, name, and modify your emotions. Recognizing and handling intense negative emotions (for example, anger) allows you to have a more positive emotional experience.

Those who are regularly confronted by the following emotions would benefit from an emotion regulation therapy session:

-Anger

Depression

-Anxiety

-Frustration

Those who experience intense negative emotions regularly will benefit from learning to regulate and control their emotions. As patients learn to manage their emotions, they become less prone to experiencing any form of painful emotions caused by situations they have no control over. It will be beneficial for their health and increase their chances of prosperity.

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7 Weed Benefits For Skin And Hair

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Weed, often known as Marijuana, has long been recognized for its medical benefits, and it has also found its way into cosmetics. Marijuana has been shown in research to have therapeutic properties and may be used to treat various skin and hair problems. People take advantage of online vendors to get weed delivery vancouver at their doorsteps. So, how does Marijuana help your skin and hair, and what are its benefits? Let’s have a deeper look at it!

 

The derivatives from the Cannabis plants are used to manufacture cosmetic products. In the manufacture of cosmetic products, the plant’s seeds (hemp seeds) and oil are employed. These are rich in necessary components, vitamins, and essential fats beneficial to the skin. Hemp oil is the most widely utilized form of the substance. Let’s take a glance at the skin and hair benefits of weed.

 

It may help fight acne problems.

Whenever it comes to Marijuana, further research is needed to determine whether or not it might assist clear up your skin. We know that Cannabis holds much potential for addressing skin problems like psoriasis, but there isn’t much information about Cannabis for acne.

 

Marijuana is an anti-inflammatory substance. Thus it may help with the unpleasant redness caused by acne and has significant antibacterial properties, which can aid in treating acne. However, specific properties present in Cannabis may be able to help combat a few of the symptoms and complications of acne.

 

Cannabis may reduce psoriasis symptoms.

Psoriasis is a skin complication that induces itchy, uncomfortable red spots to appear on the skin. There is presently no documented cure for the disease. Whereas, Cannabis is demonstrated to be an effective psoriasis treatment. Weed and cannabinoids may prevent the development of dead skin cells, which is a primary consequence of psoriasis, as per a study. While additional research is needed, anecdotal evidence points to Cannabis as a possible psoriasis treatment.

 

Cannabis May be Beneficial For Aging Skin

Cannabis has been shown to reduce skin aging when administered topically. According to research, CBD in Cannabis seems to be a more powerful antioxidant than vitamin C or E, making it useful in healing wrinkles and fine lines. They may also counteract free radicals, preventing them from harming your skin’s collagen and elastin, maintaining your skin tight and youthful-looking. As a result, Cannabis may improve the appearance of your skin, and it may also help maintain its health.

Cannabis May Fight Bacterial Skin Infections

Cannabis, as shown in a study, has potential antimicrobial and antibacterial characteristics that may aid in the treatment of skin ailments. THC and CBD, the two most highly used cannabis chemicals, have been shown to help with various bacterial skin diseases, including boils, cellulitis, impetigo, and even folliculitis.

 

Cannabis, as per a study, kills MRSA, a bacterium that causes illnesses that are hard to treat because it does not react to many substances. MSRA, or Methicillin-resistant Staphylococcus aureus, is a bacteria that causes infections in various regions of the body and can be fatal.

May Aid in the Treatment of Alopecia Areata

The medical ailment is autoimmune, and it promotes hair loss. An individual’s immune system causes hair loss. It results in people losing their facial hair, eyelashes, and eyebrows in this situation. Cannabis may aid in treating an autoimmune disorder by boosting individual resilience.

Cannabis, along with treatment, may strengthen your immune response and enable you to eliminate Alopecia Areata in the coming years.

May Improve Scalp Health

CBD oil is high in calcium, phosphorus, magnesium, potassium, and vitamin E, which are most beneficial to the scalp. It’s also a natural anti-inflammatory, perfect for illnesses like psoriasis and folliculitis. Furthermore, it helps regulates the organic production of sebum (or oil) on the scalp, even if you have excessive amounts. CBD is an adaptogen that controls sebum production, making it ideal for oily, dry, or regular hair. It may also aid in healing dry, flaky scalps, eczema, and psoriasis.

Weed may help in maintaining metabolism for hair growth.

Cannabis has several advantages, including a quicker metabolic rate: how your entire body metabolizes food. It implies digestion is rapid, and the body’s process works faster. Weed may also be connected to hair growth through metabolism. Take antioxidants, and herbs like schizandra, eat alkalizing meals like green veggies and drink plenty of water to prevent the ill effects of slower metabolism. Then you’ll be able to safeguard your body while maintaining a healthy metabolism.

Bottom line

Hair loss can affect anyone, from a child to an older adult. It’s natural to lose a few clumps of hair every day. However, a person’s hair loss can also be severe, resulting in the loss of large chunks of hair. Consequently, individuals may have early baldness, which can hurt their self-esteem.

Cannabis products like weed and hemp are becoming increasingly popular due to the multiple health benefits, and some medical specialists have pondered if Cannabis can also help prevent hair loss.

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A post-COVID Better Future Driven by Insurance

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Adwoa Roswitha AmoakoAdwoa Roswitha Amoako
Adwoa Roswitha Amoako

The Covid-19 pandemic has set local and foreign companies’ targets and business goals behind. Service workers, especially in hospitality, arts and media, mining, and contractor spaces, have been impacted to the point of closing their businesses. Despite this, projections by the African Development Bank, McKinsey and others suggest hope for growth and expansion for Africa’s future. Yet, does this optimism help recover a covid-19 pandemic impacted economy or do we need to look to insurance as an underexplored opportunity?

Before COVID-19, numbers showed that the African insurance market would grow at compound annual growth rates of 7 percent per annum between 2020 and 2025; nearly twice as fast as North America, over three times that of Europe, and better than Asia’s 6 percent.

Closer home, though the insurance penetration rate is still below 2%, Ghana’s insurance market has become more innovative with steady progress. Insurance is becoming more visible; service levels are improving, and literacy in insurance amongst the Ghanaian public has been relatively better. If sustained and improved, we believe these strides would help create wealth and eradicate poverty in the country. Therefore, insurance should be a strategy for poverty eradication and Life sustainability.

Life insurance companies have innovative products that permit small and large businesses to grow sustainably by insuring their most valuable resources, their people. In addition, companies like Hollard Life Assurance make it possible for families to secure better futures for their children through guaranteed education and savings towards specific future needs. They are even ensuring a decent farewell to loved ones. These are critical to sustaining economic growth and eradicating poverty amongst the Ghanaian populace.

Imagine a Group life Insurance policy that ensures that organizations have adequate cover for employees, compensate employees in the events of a work-related injury, cover contingencies like Natural death, Accidental Death, Total and Permanent Disability, Critical Illness and Medical Reimbursement. Critical illnesses like stroke, cancer and others come with considerable costs that can cripple businesses and families. Group Life Insurance steps in to lift the financial burden off the Employer. In addition, this policy allows the company to retain its cash and concentrate on its core business to contribute to national development.

Most families are still dependent on a single significant breadwinner whose demise can financially ruin the entire family and end the younger ones’ dreams, especially. Likewise, brilliant children have lost out through their parents’ death or critical illness. We can mitigate this problem via a well-designed individual life insurance product that can provide financial support for loved ones even after the breadwinner’s demise.

Fires, floods, and other natural and artificial disasters consistently ravage markets, shops, private dwellings, etc. Each of these incidents affects the livelihoods of households by halting their businesses and investments. The government may occasionally provide support; however, that may not be adequate to restore the lost assets and enterprises. There are general insurance policies on the market that fit every business size, and these are the bastions of hope in restoring livelihoods after these disasters. The question remains whether business owners are taking advantage of these policies to secure their businesses.

We can learn lessons from Asian Tigers, who have significantly improved the economic conditions of their people and remarkably eradicated poverty. China, for example, has moved over 300 million people from poverty and improved the lives of the people and their incomes sustainably. Before 1949, insurance was alien to the Chinese people until its inception in their development plan. The Swiss Re Institute estimates China’s total life insurance premiums to have risen to CNY 2700 billion in 2017, representing 22.5% real growth from the previous year. An increase in life insurance penetration powerfully drove China’s development, which saw new distribution channels take prominence. The Chinese economy will move in tandem with increased growth in their life insurance premiums which are forecast to rise by an average of 9.3% per year in real terms from 2019 to 2028.

Any discussion on poverty eradication and life sustainability should not ignore how valuable insurance is. It is great to create and sustain wealth via sophisticated measures. However, government policies aimed at ensuring the economic wealth of the citizenry must include insurance. Sometimes, the relevance of insurance becomes so crucial that it must be made mandatory. Hence the need for policymaker action.

I look forward to a future where governments, policymakers, businesses, and individuals will acknowledge the relevance of insurance in eradicating poverty and sustaining lives. When this happens, I know it will positively elevate insurance penetration from its current unimpressive rate to an appreciable level. This dream of seeing insurance accessible to all keeps the staff of Hollard Ghana going. We want to enable more people to create and secure a better future because Ghanaians deserve it.

 

Written By: Roswitha Adjoa Amoako, Head, Group Business and Partnerships, Hollard Life Assurance.

 

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