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5 reasons why should review your Life Insurance coverage in the New Year

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 Securing your family’s future is an essential component of managing wealth creation. However, reviewing your life insurance policies is vital to your financial planning journey. This is because several factors can impact your financial planning, such as marriage, divorce, additions to your family, changes in employer-provided insurance, career transitions, retirement, and the ageing of children into adulthood.

With all the above moments, the life insurance policy you took years ago may no longer reflect your current living conditions and living standards. In this article, I will share four reasons why you should review your insurance every new year to reflect your changing needs and life circumstances.

  1. Life Changes

Suppose you have experienced a significant life transition, such as getting married or having a baby. In that case, reviewing your insurance policies to ensure they still meet your needs is essential. For example, you may want to increase your life insurance coverage to protect your family in the unfortunate event of your passing away and /or the demise of your loved ones. Also, if you have elderly parents, you may want to consider purchasing a long-term critical illness insurance policy to cover their healthcare expenses.

  1. Finances Change

The beginning of the year is an excellent time to review your financial situation and make any necessary changes. This may include reviewing your insurance coverage to ensure it fits your financial goals. For example, suppose you have recently received a promotion or salary increase. In that case, consider increasing your life policy cover or critical illness insurance coverage to protect your income. However, should you perhaps lose your job, you may need to reduce your premiums to keep the policy while you search for a new job, This will ease up on your financing requirements during that period. You must always remember that you can always review your insurance covers to reflect your immediate situation. We urge you to Consider new insurance options: such as Adepa family plan from Hollard Life Assurance ( a comprehensive policy (that offers true value can be your best choice.

  1. More appropriate policies are now available

Insurance companies often introduce new products and discounts at the beginning of the year. So, it is worth exploring your options to see if any new policies would be suitable for you. For example, you may find a new insurer to handle your motor insurance coverage; the Hollard motor comprehensive policy can be your best and most reliable option since it comes with free roadside assistance and sometimes free fuel coupons.

  1. Inflation Happens

During times of high inflation, it is vital to review your insurance needs to ensure you have adequate coverage. For example, you should speak with your insurance advisor about escalation or increasing the sum assured on your policy; this can also be for life and indemnity policies.

To keep your wealth management plan on track and UpToDate, you must review and renew your insurance policies regularly to enjoy the peace of mind insurance offers.

Hollard Life and Hollard Insurance Ghana offer a variety of policies that can cover both your business and your Personal lines of insurance in Ghana. To meet your expectations and achieve your financial goals for the new year, do consider purchasing policies such as credit life, mortgage insurance, homeowners, retirement plans, funeral  and educational policies.

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“You don’t buy life insurance because you are going to die, but because those you love are going to live.” —Anonymous.

“About the writer”

The writer, Freddy Bart-Plange, is the Branch Manager of Ring Road, Hollard Life Assurance. He can be reached on 0242157130.

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People & Lifestyle

Edward Asare Inducted into IPR Ghana and CIMG as Associate Member

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Edward Asare, a seasoned digital marketer, media expert, and PR professional, has been inducted as an associate member of both the Institute of Public Relations Ghana (IPR Ghana) and the Chartered Institute of Marketing Ghana (CIMG).

Edward Asare, who currently serves as Digital Marketer at UBA Ghana Ltd, has a passion for helping individuals, brands, and businesses communicate their value and build their online presence. With a background in social media community management and blogging, he has developed a unique approach that integrates marketing and communications to drive brand awareness, visibility, and engagement.

His induction into IPR Ghana and CIMG proves his expertise and commitment to excellence in the field. As an associate member, Edward will contribute to the advancement of public relations and marketing practices in Ghana, sharing his knowledge and experience with peers and professionals.

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Eye Care Tips for Different Age Groups

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Eye Care

Maintaining good eye health is essential at every stage of life. From childhood to old age, our eyes require different types of care to ensure they function properly and stay healthy. Here are some essential eye care tips tailored to different age groups:

Infants and Toddlers (0-3 Years)

  1. Regular Check-ups: Schedule regular eye exams to detect any early signs of vision problems. The first comprehensive eye exam should be done at 6 months of age.
  2. Monitor Development: Keep an eye on developmental milestones related to vision, such as tracking moving objects and recognizing familiar faces.
  3. Protect from UV Rays: Use hats and shades for babies to protect their sensitive eyes from harmful UV rays when outdoors.

Children (4-12 Years)

  1. Annual Eye Exams: Ensure children have annual eye exams to monitor their vision as they grow. Early detection of issues like myopia (nearsightedness) is crucial.
  2. Screen Time Management: Limit screen time and encourage regular breaks to reduce eye strain. Follow the 20-20-20 rule: every 20 minutes, take a 20-second break and look at something 20 feet away.
  3. Protective Eyewear: Encourage the use of protective eyewear during sports and recreational activities to prevent eye injuries. 

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Teenagers (13-19 Years)

  1. Balanced Diet: Promote a diet rich in fruits, vegetables, and omega-3 fatty acids to support overall eye health.
  2. Avoid Smoking: Educate teenagers about the risks of smoking, which can lead to serious eye conditions like macular degeneration and cataracts.
  3. Contact Lens Hygiene: Teach proper contact lens care to prevent infections. Ensure they follow the prescribed wearing and cleaning schedule.

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Contact Lens Hygiene           

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Adults (20-39 Years)

  1. Routine Eye Exams: Schedule comprehensive eye exams every two years to check for vision changes and early signs of eye diseases.
  2. Computer Vision Syndrome: For those who spend long hours on computers, use ergonomic setups, take regular breaks, and consider blue light filtering glasses.
  3. Sunglasses: Wear sunglasses that block 100% of UV rays to protect eyes from sun damage, which can contribute to cataracts and other eye conditions.

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Middle Age (40-59 Years)

  1. Presbyopia Awareness: Be aware of presbyopia, a natural age-related condition that affects near vision. Consider reading glasses or multifocal lenses if needed.
  2. Monitor Health Conditions: Manage chronic conditions like diabetes and hypertension, which can affect eye health. Regular eye exams can help detect related complications early.
  3. Protect from Blue Light: Use blue light filtering glasses and reduce screen time to minimize the risk of digital eye strain and potential retinal damage.

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Seniors (60+ Years)

  1. Frequent Eye Exams: Increase the frequency of eye exams to at least once a year to monitor for age-related eye conditions such as cataracts, glaucoma, and macular degeneration.
  2. Maintain a Healthy Diet: Continue to eat a balanced diet rich in antioxidants, vitamins, and minerals that support eye health.
  3. Fall Prevention: Ensure living spaces are well-lit and free of hazards to prevent falls that could lead to eye injuries.

General Eye Care Tips for All Ages

  • Stay Hydrated: Drink plenty of water to maintain good eye moisture and overall health.
  • Avoid Rubbing Eyes: Rubbing can introduce germs and cause irritation or infection.
  • Practice Good Hygiene: Always wash hands before touching your eyes, especially when inserting or removing contact lenses.
  • Regular Breaks: Follow the 20-20-20 rule to prevent eye strain from prolonged screen use.

Conclusion

Eye care is a lifelong commitment that changes with each stage of life. By following age-appropriate eye care tips and scheduling regular eye exams, you can help ensure that your eyes stay healthy and your vision remains clear. Prioritizing eye health is essential for maintaining overall well-being and enjoying a high quality of life.

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Ada Senior High Tech Students Receive 600 Math Sets from UK-Based Philanthropist Stacey Rosa

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In a commendable act of generosity and commitment to education, Stacey Rosa, a renowned Ghanaian philanthropist based in the UK, has donated over 600 math sets to the students of Ada Senior High Technical School. This significant contribution is aimed at enhancing the learning experience and academic performance of the students, particularly in mathematics. (more…)

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Comprehensive Guide to Weed Delivery and Dispensaries in Stamford, Connecticut

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5 World's Most Expensive Weed of 2023

Cannabis enthusiasts in Stamford, Connecticut, have a variety of options when it comes to purchasing their favorite products. With the rise of dispensaries and weed delivery services, obtaining recreational cannabis has never been easier. This guide will cover everything you need to know about Stamford dispensaries and weed delivery in CT, including the best options, delivery services, and tips for a seamless experience.

Stamford Dispensaries: Where to Buy Recreational Cannabis

Stamford dispensaries offer a range of high-quality cannabis products for recreational use. Here are some of the top dispensaries in the area:

1. Compassionate Care Center of Connecticut

Located in nearby Bethel, this dispensary offers a wide range of cannabis products, including flowers, edibles, tinctures, and topicals. Known for their knowledgeable staff and welcoming environment, Compassionate Care Center is a top choice for many Stamford residents seeking recreational cannabis.

2. Fine Fettle Dispensary

Fine Fettle has locations throughout Connecticut, including one in Stamford. They offer an extensive selection of high-quality cannabis products and emphasize customer education, ensuring that both new and experienced users find the right products for their needs.

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3. Curaleaf

Curaleaf, a well-known name in the cannabis industry, has a Stamford dispensary recreational customers love. They provide a wide variety of products, from premium flower strains to edibles and concentrates. Curaleaf is praised for its exceptional customer service and product knowledge.

Weed Delivery in Connecticut: Convenient and Discreet

For those who prefer the convenience of having cannabis delivered to their door, several weed delivery services in CT operate in Stamford and the broader Connecticut area. Here’s how to make the most of cannabis delivery in CT:

1. Pelicandelivers

Pelicandelivers is a popular choice for weed delivery in CT. They offer a user-friendly online platform where customers can browse a wide range of products, place orders, and schedule deliveries. With a focus on timely and discreet service, Pelicandelivers is a trusted name in the industry.

2. Weedmaps

Weedmaps not only helps users locate nearby dispensaries but also offers delivery services in many areas, including Stamford. By using the Weedmaps app or website, customers can easily find available products, read reviews, and arrange for delivery.

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3. Eaze

Eaze is another reliable delivery service that caters to the Stamford area. Known for their fast and efficient delivery times, Eaze ensures that customers receive their orders promptly and discreetly.

Tips for a Smooth Cannabis Delivery Experience

To ensure a positive experience when using weed delivery services in CT, follow these tips:

1. Check Delivery Zones

Before placing an order, verify that the delivery service operates in your area. Some services may have specific delivery zones or minimum order requirements.

2. Browse and Compare

Take the time to browse different delivery platforms and compare product selections, prices, and delivery fees. This can help you find the best deals and ensure you get the products you want.

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3. Read Reviews

Customer reviews can provide valuable insights into the quality of products and the reliability of the delivery service. Look for reviews on the delivery platform or third-party sites to make an informed decision.

4. Prepare for Delivery

Ensure that you are available to receive your delivery at the scheduled time. Some services may require ID verification to confirm age and identity, so have your ID ready.

5. Tipping

As mentioned earlier, tipping your delivery driver is a great way to show appreciation for their service. Consider tipping 10-20% of your order total, or a minimum of $3-5 for smaller orders.

Legal Considerations for Cannabis in Connecticut

Before purchasing or ordering cannabis in Stamford, it’s important to understand the legal landscape:

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  • Age Restrictions: You must be 21 years or older to purchase recreational cannabis in Connecticut.
  • Purchase Limits: Adults can purchase up to 1.5 ounces of cannabis flower or equivalent products.
  • Consumption: Cannabis consumption is allowed in private residences but is prohibited in public places.

By staying informed about local laws and regulations, you can enjoy cannabis responsibly and legally.

Conclusion

Stamford, Connecticut, offers a variety of options for recreational cannabis enthusiasts, from well-regarded Stamford dispensaries to convenient weed delivery services in CT. Whether you prefer to visit a local dispensary or have your products delivered, understanding your options and following best practices can enhance your cannabis experience. Happy shopping and enjoy responsibly!



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Tim Swain Launches Black Star 400: A Visionary Initiative To Transform Ghana

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Activist, educator, and content creator Tim Swain proudly announces the launch of Black Star 400, a four hundred kilometre run from Salaga Market to Cape Coast set to take place December 16, 2024. The run aims to provide resources that will support the transformation of Ghanaian and Diasporan youth. 

Backed by Anidaso 360, a non-profit organisation that offers cultural immersion programs to empower marginalised communities to make a meaningful impact as global citizens, Swain’s Black Star 400 Run will raise awareness and funding to bring solutions to key goals. 

At the heart of Black Star 400 is a journey that transcends geographical boundaries, uniting people from diverse backgrounds under a common cause. The lead up to the run in December.

This visionary initiative combines advocacy, fundraising, and community engagement to tackle critical issues facing Ghana, focusing primarily on infrastructure development and youth leadership empowerment.

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Project Goals:

1. Fundraising for Boreholes: Drill 20 boreholes across Ghana by December 2025 to provide essential access to clean water.

   

2. Youth Empowerment Program: Bring 10 young Black men aged 18-23 to Ghana by July 2025 for an immersive business and cultural empowerment program, designed to develop future global leaders.

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3. Leadership Academy: Establish an Academy for Leadership for Ghanaian youth in (North of Ghana) 

Leading this initiative, Tim Swain brings his vast experience as a theologian and marathon runner, having completed numerous high-profile marathons such as the OneAmerica 500 Festival Mini-Marathon in Indianapolis and the Rock ‘n’ Roll series. 

His commitment to social impact and his ability to mobilise communities will be pivotal in driving the success of Black Star 400.

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“Black Star 400 is more than a run; it is a movement fueled by hope, determination, and a shared commitment to transformation,” said Tim Swain. “By rallying support and resources from both local communities and the Global African Diaspora, we can make a tangible difference in the lives of Ghanaians and the future leaders from the Black Diaspora.”

Black Star 400 invites individuals, organisations, and stakeholders worldwide to join in on the journey. The Black Star 400 project aims to fundraise for the next 8 months and will work to implement and achieve their projected goals by the end of 2025. 

Leading up to the run in December 2024, Tim Swain will do a monthly run to prepare and will invite communities from all around the Diaspora to run with him to raise awareness and support for the Black Star 400 goals.

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Hugely popular JAMBO WWE celebrates 100th Episode!

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SuperSport’s ground-breaking magazine show JAMBO WWE celebrates its 100th episode on Thursday, 20 June 2024. 

Launched on 28 July 2022, JAMBO WWE is an innovative weekly programme tailored to cater to the rapidly growing WWE fanbase in Africa. The 30-minute show airs every Thursday at 4pm and offers a unique, localized, and culturally relevant WWE experience. 

Since its launch, JAMBO WWE has seen a substantial increase in viewers. Its average linear viewership has increased by 40% compared to last year, according to internal analysis tools, making it a staple for WWE fans across Africa. The show is also one of the top-watched sports magazine programmes generating above-average viewership numbers. It’s not only in Africa that the show is making a stir – it’s also setting a new standard for WWE programming globally.

As the exclusive broadcast rights holder for WWE in Sub-Saharan Africa since 2017, through a direct partnership with WWE, SuperSport has established itself as the go-to platform for WWE RAW, WWE SmackDown, NXT, WWE WrestleMania, and all WWE Premium Live Events.

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SuperSport CEO Rendani Ramovha added: “We’re extremely proud to see JAMBO WWE reach the 100th episode milestone. WWE has allowed us to entertain many different audiences and to reach a younger audience, while crossing boarders well into the rest of Africa, where WWE has proven extremely popular. The show has deeply resonated with fans and fostered a vibrant WWE community across the continent.

 

SuperSport’s 24-hour WWE channel on DStv 128/GOtv 168 is where viewers will find JAMBO WWE, as well as archive content, documentaries and bespoke WWE content.

“We’ve seen viewership continue to rise on our entire WWE offering, especially during this year’s WWE WrestleMania 40, which performed exceptionally well this year compared to 2022 and 2023. The comeback of old stars and firm favourites such as The Rock, Cody Rhodes, and Roman Reigns, also contributed to the increased interest.”  

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JAMBO WWE’s diverse offering

JAMBO WWE distinguishes itself through its diverse and vibrant format.

African perspective: Hosts Lwazi Volsak, Rosa-Lena Mabunda Mondlane, Emelio Michaels, and Vasilis Argyrides offer insightful analysis and discussions from an African viewpoint.

Latest news and updates: In-depth coverage of RAW, SmackDown, NXT, and Premium Live Events, including exclusive interviews.

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Cultural celebration: The show incorporates bold, African-inspired graphics, vibrant music, and segments highlighting the intersection of WWE and African culture.

Community and SuperSport initiatives: The show featured a women-only produced episode, in alignment and support of SuperSport’s Here For Her campaign showcasing our people-driven efforts.

Fan interaction: A big feature of the show is its ability to actively engage with fans through social media and on-air segments, fostering a sense of community among the African WWE Universe.

Celebrity guests: People love special guests. Quite often, the show has managed to display an array of stars from different sports, showing its crossover appeal. This includes WWE Superstars Bianca Belair, The Miz, Bobby Lashley and Charlotte Flair, as well as South African sports icons like Lucas Radebe and Bryan Habana. The crossover appeal of JAMBO WWE is immense, as seen with appearances by Ringo Madlingozi and Grammy Award Winner, Zakes Bantwini.

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Widespread recognition 

JAMBO WWE has received positive coverage from various media outlets, including Fightful, which covered the launch of JAMBO WWE, highlighting its unique approach to WWE coverage in Africa and Wrestlinginc, another leading wrestling news source, amplifying its reach and impact. There’s also been considerable excitement and engagement across a variety of social media platforms, with the hashtag #SSWWE.

Catch JAMBO WWE and all the WWE action on DStv, GOtv. 

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